Credit Cards

¹Georgia’s Own Credit Card points will expire five (5) years from the date earned. Points, including any rollover points or points transferred from an existing Georgia’s Own Credit Card, will not expire before May 31, 2023.

²The following benefits are only applicable to the Georgia’s Own Visa Signature, Visa Platinum, and Student Visa: Flex Rewards, Travel and Emergency Assistance, Trip Cancellation/Interruption Reimbursement, Roadside Dispatch, Extended Warranty Protection, Buyer’s Protection, and Porch Piracy.

Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same. The products offered are not deposits, are not federally insured, sold or guaranteed by the credit union.

³A secured card allows those with low credit or no credit to have a credit card that is ‘secured’ by money in a savings account.

⁴Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.