Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
Thanks to the touch-free payment option, contactless cards are safer to use, plus they offer a faster, easier, and more secure way to pay.
Convenience and accessibility come together with Georgia’s Own Credit Union’s Visa® credit card options. Check them out.
Our premier credit card gives you 1.25 points1 for each dollar charged, which can be redeemed for cash back, gift cards, travel, and merchandise. Plus, enjoy Signature Concierge and exclusive benefits at luxury hotels and resorts.
Apply Now | Learn More | Flex Rewards
Looking for a great rate and reward points1 for every dollar charged? Our Visa Platinum Card has it all!
Apply Now | Learn More | Flex Rewards
The Visa Classic2 credit card puts your needs at front and center with one of our lowest rates available.
Secured option available.3
Establishing your credit as a student is key to securing your financial future. The Georgia’s Own Student Visa is geared towards students while still offering low interest rates and reward points1 on all your purchases.
Apply Now | Learn More | Flex Rewards
Visa Authorized User Form
Visa Rates
Visa Account Updater
Credit Card Agreement
Credit Card Application & Solicitation Disclosure
For questions regarding your Travel and Emergency, Trip Cancellation, Roadside Assistance, Extended Warranty, and Buyer’s Protection benefits, please contact the Plan Administrator:
Direct Marketing Group
9931 South 136th St., Suite 100
Omaha, NE 68138
P: 844.312.2802
For claims related matters ONLY (excluding Porch Piracy), please contact the Claims Administrator:
Broadspire, a Crawford Company
P.O. Box 459084
Sunrise, FL 33345
P: 844.245.2503
F: 855.830.3728
Policy # 9906-86-88
For Porch Piracy claims, call the Benefit Administrator at 800.628.8472 within sixty days of the theft.
1Georgia’s Own Credit Card points will expire five (5) years from the date earned. Points, including any rollover points or points transferred from an existing Georgia’s Own Credit Card, will not expire before May 31, 2023.
2The following benefits are only applicable to the Georgia’s Own Visa Signature, Visa Platinum, and Student Visa: Flex Rewards, Travel and Emergency Assistance, Trip Cancellation/Interruption Reimbursement, Roadside Dispatch, Extended Warranty Protection, Buyer’s Protection, and Porch Piracy.
Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same. The products offered are not deposits, are not federally insured, sold or guaranteed by the credit union.
3A secured card allows those with low credit or no credit to have a credit card that is ‘secured’ by money in a savings account.
4Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed