Lock in a low rate
We’re dropping auto loan rates as low as 3.74% APR1 with auto pay2—now through April 22nd.
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We’re a cooperative. We’re owned by our members, and we’re backed by the NCUA. That means you get all the benefits of a regular bank, along with better rates and lower (or no) fees.
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Advertised “as low as” Annual Percentage Rate (APR) assumes excellent borrower credit history and includes 0.25% auto pay discount. Your loan terms and APR may vary on several factors including your creditworthiness. Your APR may be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Promotional period begins April 15, 2026 and ends April 22, 2026. Payment example: A 2025 auto with < 90% LTV financed for 48 months at 4.29% APR would have a payment of approximately $22.71 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Loans are subject to credit approval. Promotional offer cannot be used to refinance an existing Georgia’s Own Credit Union auto loan and cannot be combined with any other offer.
Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid through December 31, 2026. Employees are not eligible for auto pay rate discount.
