Quicknotes - April 2026 Visit us at georgiasown.org
Georgia's Own Credit Union
Quicknotes: Message from our President
I’m excited to announce the winner of our Presidential Scholarship, Jaslene Cade. This scholarship, designed to help shape the next generation of credit union leaders, awards $5,000 to one first-year college student planning to major in business. A third-generation Georgia’s Own Member, Jaslene is passionate about helping people, specifically in communities that are often overlooked.

Pursuing a career in business administration and public policy, Jaslene aims to focus on improving access to resources and healthier food options. We are very excited for her and look forward to her future successes at Florida A&M and beyond.

This spotlight on access to healthy foods could not be timelier. This summer, while many of us spend the summer full of carefree fun, countless others in our communities are struggling daily. In fact, here in Georgia, one out of every four children struggles with hunger. And this issue is only increased when school lets out for summer.

To help combat this crisis, we’re partnering with four organizations across the state to provide real relief where it’s needed most. Through July 31st, we’ll be raising money to support their missions, ensuring no child goes hungry during the summer. Georgia’s Own Foundation will match eligible donations dollar-for-dollar up to an aggregate maximum of $5,000—if you can give, please do so by clicking here, and thank you to those who’ve already donated.

In Atlanta, we’re raising funds for MUST Ministries’ Summer Lunch program. This program feeds thousands of children across the metro area with their Kids Kits, which are distributed at a variety of locations. Our volunteers recently spent time with MUST, helping unload supplies and pack kits, which include five breakfasts, five lunches, 10 snacks, plus drinks, to help families get through the week. These kits are critical for many children during the summer when free and reduced-cost school lunches aren’t available.

Additionally, we’re supporting Camden County Schools as they work to fill the summer hunger gap through their Summer Meals pick-up program. Families in need are provided with five days’ worth of free meals, guaranteeing students continue to have access to nutritious foods while school is out. Alternatively, students may be enrolled in on-site enrichment programs, which provide free breakfast and lunch daily.

In Augusta, we’re working with Golden Harvest to support their Summer Harvest program, which provides food boxes filled with staples like fresh produce and meats to Georgia families with children ages 17 and under.

And in Albany, donations will support Feeding the Valley and their Kids Summer Café, which expands the Kids Café Program to some of our rural areas. The Café offers more than 10,000 healthy, nutritious meals weekly across 43 locations. We’re proud to support this wonderful cause and these organizations as we continue to prioritize the well-being of our community.

We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter
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Budgeting for back to school!

Summer is still in swing, but it’ll be time to send your students off to school before you know it. Of course, you’ll need to stock up on new school supplies first and new clothes—especially if your kid hit their growth spurt. But with costs rising across the board, and back-to-school budgets increasing by nearly 50%, discounts and savings will be extra important. One of the easiest ways to save time and money is with browser extensions, like Honey and Rakuten4. Since most of the best deals on school items are usually found online, these extensions track down the lowest prices so you can quickly find what you need at the best price. Even better, they also automatically apply coupons when you check out, and depending on the extension, you can also potentially earn cash back.

From the Blog

Understanding Trump Accounts

As we approach the July 4th launch date, it’s important to understand how new Trump Accounts, a tax-advantaged investment account for eligible children, work and how they may help you save for your child’s future. Keep reading to learn more about these accounts.5


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1Offer valid July 1, 2026 through August 31, 2026 on terms 12 to 60 months. Advertised “as low as” Annual Percentage Rate (APR) assumes excellent borrower credit history and includes a 0.25% auto pay discount. Your APR may vary based on several factors including creditworthiness and may be higher than the stated rate. Please ask a loan officer for details on how your rate Is determined. Payment example: A $1,000 loan at 12.49% APR for 12 months would have a monthly payment of approximately $89.08. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.

2Member must establish auto pay on their personal lifestyle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid July 1, 2026 to August 31, 2026. Employees are not eligible for auto pay rate discount.

3Loan terms are current as of June 15, 2026. 40-year fixed-rate mortgage with a loan amount of $300,000 and 6.48% APR will have 480 monthly payments of approximately $1,729.72. The monthly payment estimate does not include amounts for taxes and insurance. The actual payment obligation will be greater. APR = Annual Percentage Rate and loan terms are examples and are used for illustrative purposes only. APR and loan terms can vary based on several factors, including creditworthiness, collateral, LTV (loan-to-value)/CLTV (combined-loan-to-value), etc. Your loan terms may differ and could be higher than the stated rate. Please ask your loan officer for additional information about how your rate is determined. Private Mortgage Insurance (PMI) may be required. Loans are subject to credit approval. Loans are limited to primary residences only, not available on investment properties or second homes. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.

4References to third-party products, services, websites, or browser extensions are provided for informational purposes only. Georgia's Own Credit Union does not endorse, warrant, or guarantee any third-party product, service, provider, or website.

5This blog is for general educational and informational purposes only and does not constitute professional advice. Georgia’s Own Credit Union does not provide investment, tax, or legal advice. For specific questions related to Trump Accounts, please consult a qualified tax professional, financial advisor, or attorney. Products referenced in the Understanding Trump Accounts blog are Not Insured by the NCUA or Any Other Government Agency, Not Credit Union Guaranteed, Not a Credit Union Deposit or Obligation, Involves Investment Risk and May lose Value.

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