Quicknotes - Georgia's Own Credit Union

As we head into October, I’m happy to share that we’re hosting our 16th Annual Golf Challenge to support L.E.A.D. and their mission to empower an at-risk generation to transform Atlanta. Through sports like baseball and tennis, L.E.A.D. provides young people with the tools they need to overcome the three curveballs that threaten their success—crime, poverty, and racism—and helps shape them into tomorrow’s leaders.

We’re also looking forward to celebrating our Georgia’s Own Day of Service. Together with Habitat for Humanity, we’ll be working with four local chapters to support future Georgia homeowners. Habitat for Humanity aims to build more prosperous and vibrant communities by making sure everyone has a safe, affordable place to call home, and we’re thrilled to support this wonderful cause.

Lastly, I want to highlight International Credit Union Day on October 16th. This year’s theme is “Cooperation for a Prosperous World.” Cooperation is a key component of our success, and with more than 82,000 credit unions and other cooperative financial institutions around the world, this movement continues to drive progress. We’re proud to be a part of this, helping to build prosperity and a promising future for more than 403 million members worldwide.

We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter

Hit the road and save

Take advantage of our lowest rates of the year! We’re offering rates as low as 4.24% APR¹ when you also sign up for auto pay². Fast track or scenic route? Flexible terms let you pay off your loan your way.

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Grow your savings with ease

Great rates—it's what we do. Lock in 4.40% APY³ and get a jumpstart on savings with our new 4-month CD with a $500 minimum deposit.

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Fall into healthy money habits

It’s fall, y’all—a time of family, friendship, and maybe a financial checkup? As the year winds down, the last thing you probably want to think about is your finances, especially when some of us are still dreaming of summer or already looking ahead to holiday happiness. Whether you’re struggling to remember the last time you looked over your finances or you have regular reviews, checking in now can help confirm you’re still on track to hit your goals, and ensure you’re prepared—and less stressed—heading into the holidays.

Tailgating on a budget

Summer ending can be sad…until you remember that means it’s football season! Whether you’re rooting for the pros or your hometown heroes, tailgating is a tradition that everyone loves. If you’re gearing up for gameday this year but don’t want to break the bank, we’ve got you covered. Keep reading to see how to tailgate like a champ, whether you’re at home or at the stadium.

Details & Disclosures

¹APR = Annual Percentage Rate. Rates effective as of October 1, 2025. Promotional period begins October 1, 2025 and ends October 31, 2025. Advertised “as low as” APR assumes excellent borrower credit history and includes the autopay discount. Your APR and loan terms may vary based on several factors including creditworthiness, age of the vehicle, or length of the loan term. Your actual APR may be higher than the stated rate. Payment example: A 2024 auto financed for 48 months @ 4.24% APR would have a monthly payment of approximately $22.69 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Please ask a loan officer for details on how your rate is determined. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.

²Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2025.

³APY = Annual Percentage Yield. 4-Month Special CD offer valid as of October 1, 2025, and will be available for a limited time. The minimum opening deposit required to earn the advertised 4.40% APY is $500. Penalty may apply for early withdrawal. Fees may reduce earnings on an account. At maturity, the promotional 4-Month Certificate of Deposit Monthly account will renew into a 6-Month Certificate of Deposit Monthly account. Offer may be withdrawn without notice. Not available on Business CDs.