Quicknotes - April 2026 Visit us at georgiasown.org
Georgia's Own Credit Union
Quicknotes: Message from our President
2026 has been off to a busy start for us. Last month, to support Read Across America, employees visited elementary schools in St Marys and Albany to read to children and donate over 100 books to their media centers. Read Across America celebrates the joy of reading and improving literacy, which is key to our children’s future.

Another way we prioritized literacy is with our continued to partnership with Vision To Learn. Millions of kids across the country don’t have the glasses they need to see the whiteboard, read a book, or participate in class, and Vision To Learn aims to increase engagement in the classroom by providing free vision screenings, eye exams, glasses, and replacement lenses for children in low-income communities. Alongside the Atlanta Hawks, we provided students at Evoline C. West Elementary with free eye exams and prescription glasses, plus new books to celebrate National Reading Month.

In February, we raised close to $10,000 from the We ❤ Our Kids: Children’s Miracle Network (CMN) Fundraiser. Thank you to those who contributed for your generous donations, of which Georgia’s Own Foundation matched $5,000. For more than 30 years, CMN Hospitals have raised funds nationally for more than 170 children’s hospitals, including local institutions like Children’s Healthcare of Atlanta (CHOA), Children's Hospital of Georgia (CHOG), UF Health Jacksonville, and Phoebe Putney Health System.

In Metro Atlanta, your donations benefit the Kids at Heart program at CHOA in support of Camp Braveheart, while donations in the Albany area funded an additional NICU ambulance at Phoebe Putney. In the Southeast, you helped the Level III Neonatal Intensive Care Unit at UF Health Jacksonville acquire life-saving equipment for the pediatric critical care teams, and in Augusta, your gift supported the infrastructure needed for the new Center for Pediatric Development, Behavioral Health and Wellness at the CHOG. Caring for our community’s children is a priority of the Credit Union, and we’re proud to support this wonderful cause.

Lastly, I’m excited to announce that our Presidential Scholarship opens today, April 1st, and is currently accepting applications. Designed to help shape the next generation of credit union leaders, this scholarship awards $5,000 to one first-year college student planning to major in business.

We appreciate your membership and thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter
Georgia's Own on Facebook Georgia's Own on X Georgia's Own on Instagram Georgia's Own on Youtube Go to the Georgia's Own website
Current Promotions
Checking that pays you back

Checking that pays you back

Score more with a new All Access account! Get up to a $240 bonus1 when you open a new All Access Checking account by June 30th, and complete all initial and monthly qualifying requirements.
Get the Details

Tax season doesn’t have to be so taxing

Tax season strain? We’re here to ease the pain! Pay off your taxes on your terms with low rates on a personal Lifestyle Loan.
Tax season doesn’t have to be so taxing
Get the Details

Keep costs low as temperatures rise!

As temperatures and pollen rise, so can your energy costs. With Georgians spending an average of 9% of their income on utilities, simple maintenance can help keep your expenses down. Clean your AC vents and unit and replace dirty filters—doing so can lower your air conditioner’s energy consumption by 5-15%! Most HVAC companies recommend changing your air filter every 90 days, but you may want to replace it more often if you live in a high-pollen area, especially if you have allergies. For extra savings, try raising your thermostat a few degrees to cut energy use.

From the Blog

What does it mean to build wealth?

In recent years, the topic of wealth has become more common. On social media, trends like quiet luxury and wealth continue to circulate, and news reports highlight a looming “great wealth transfer.” Unfortunately, the idea of wealth can still feel abstract or unattainable. That’s why we’re breaking down what it really means to build wealth.


Continue Reading

Details & Disclosures

1Offer valid April 1, 2026 through June 30, 2026. To be eligible for this offer, apply online or at a branch with Promotion Code Bonus240. You can earn a bonus of $20 each monthly statement cycle for up to 12 months beginning the first statement cycle following account opening when you open a new All Access Checking account and complete the qualifying requirements detailed below. Maximum cash bonus for this offer is $240. To qualify, you must complete the following qualifying requirements: 1) Open a new All Access Checking account with promotion code Bonus240 by June 30, 2026. 2) Enroll in online banking. 3) Complete fifteen (15) qualifying debit card purchases during each statement cycle. A qualifying debit card purchase is a purchase of $5.00 or greater. 4) Establish and receive qualifying direct deposit(s) totaling $1,500 or more per monthly statement cycle. Your qualifying direct deposit must be established within 30 days from account opening. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that DO NOT QUALIFY include peer-to-peer networks such as PayPal, Zelle®, Venmo or other peer-to-peer payment services. Transfers from another Georgia’s Own deposit account also do not qualify. After you have completed all initial and monthly qualifying requirements, the $20 monthly bonus will be deposited into your new checking account within 14 days from the end of the previous statement cycle. Your account must remain open and in good standing from account opening through the duration of the 12-month promotional period. Should your account reach a negative balance at any time during the promotional period, the bonus will be forfeited for the remainder of the promotion period. Bonus eligibility will be determined each month. If monthly qualifying requirements are not met in a given month, you will not receive a bonus for that period. You may still earn bonuses in subsequent months during your 12-month promotion period, provided initial and monthly qualifying requirements are met and a positive balance is maintained. This offer cannot be used in combination with any other checking offer. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer is not available to existing Georgia’s Own checking account holders, or those whose accounts have been closed within 90 days or closed with a negative balance within the last three years. Account terms are eff¬ective as of April 1, 2026. The Annual Percentage Yield (APY) for Georgia’s Own All Access Checking is 0.01% APY for all balances. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law.

Follow Georgia's Own on social media. Equal Housing Lender/Federally Insured by the NCUA