Giving back is one of our core values, and as student loan debt continues to be a staggering problem, Georgians need our help more than ever.

To help combat this surmounting issue, Georgia’s Own Foundation is committing $30,000 to support young adults struggling with student loan debt. The initiative will award $10,000 grants each to three deserving people between the ages of 21-30 with at least $25,000 in student loan debt.

Eligible individuals can apply by completing the required form and submitting a 30-second video detailing the impact the relief would have on their lives. The first winner will be selected in May, with subsequent winners being chosen in August and December. To access the application and learn more about the rules and eligibility requirements, please visit georgiasown.org/student-loan-payoff.

While we can’t wholly solve the problem, we hope our commitment to support a few Georgians in need will make a difference and improve what matters most.

As always, thank you for being one of Georgia’s Own.

Sincerely,
Dave Preter

At Georgia’s Own, we believe it’s crucial for our members to reach their savings goals—that’s why we’ve increased our Money Market account rates!* You can even earn an extra boost by setting up recurring transfers to your Money Market via online banking. Don’t miss out on all the fun—get a higher rate of return with your hard-earned cash and open a Money Market account today.

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Mortgages that work for your budget. Apply today for a 7/1 or 10/1 ARM.

You’ve found a home that works for your needs—now it’s time to find a mortgage that works for your budget. Our 7/1 and 10/1 ARMs are the perfect solution for borrowers looking for the lowest possible rate, are purchasing a starter home, or frequently relocate due to their job situation. Whatever your needs may be, let us find the best home solution for you.

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1099-INT Forms

1099-INT forms are issued from a bank or other financial institution to taxpayers who received more than $10 in interest. Eligible members have received their 1099-INT forms, either through online banking or mail (if not enrolled in eStatements). If you have registered for online banking, tax forms may be accessed by logging into your accounts using a supported browser from your desktop. Tax forms, along with account statements, are available from the eStatement tab within the Accounts widget (you will be prompted to open in a new window). Members who earned less than $10 in interest will not receive a form. If you believe this is an error, you may contact Member Services or send a secure message in online banking.

Cobb Community Foundation
The Georgia’s Own Foundation supported the Cobb Community Foundation with a $1,030 donation benefitting ServeComm. ServeComm is a non-profit that provides trailers for food, laundry, showers, and other essential services during disaster and other community situations. The donation from Georgia’s Own Foundation will help outfit their fleet of mobile comfort trailers, which bring much-needed relief to community members during hard times.

South Georgia Tornado Relief Fund
Georgia’s Own partnered with other local credit unions to support the South Georgia Tornado Relief Fund for $2,500. This will provide aid to those still recovering from the devastating January tornadoes.

This month’s member spotlight is on Deborah S. of Dallas, who has been a member of Georgia’s Own for five years.

What do you like best about Georgia?
I love living in Georgia because of the standards it holds, as well as its Southern, down-home values.

What products and services do you have with Georgia's Own?
I have a checking account, a savings account, and a credit card.

How has Georgia's Own helped you?
Georgia’s Own has helped me push myself towards excellence. Around 15 years ago, I couldn’t even open a checking account with Georgia’s Own because of my credit. Because of that, I strived for better—now I have three accounts with Georgia’s Own!

Tell us what you love about being one of Georgia’s Own and your story could be featured in an upcoming newsletter! If we share your story, we'll give you a $10 Amazon gift card.

What’s new for tax season 2023

It’s tax season again! With the pandemic-era tax changes coming to an end, and new rules instituted to battle inflation, there are many changes to be aware of when preparing to file your return—especially if this is your first time filing. The deadline to file is April 18th, which is a few days later than the usual April 15th deadline, but it will be here before you know it. File your taxes with confidence—below are a few things to keep in mind when filing your 2022 tax return.

Pandemic-era tax credits

Economic Impact Payments

No new Economic Impact Payments (also known as stimulus checks) were issued in 2022. This also means you will not be able to claim any Recovery Rebate Credits.

*Rates are variable and are subject to change without notice. Fees may reduce earnings on this account. The annual percentage yields are accurate as of the dates specified in our Truth in Savings Disclosure.