Flex CD

¹The minimum opening deposit required to earn the APY disclosed is $100 and cannot exceed $25,000. Additional deposits are permitted until the account balance reaches the maximum balance of $25,000. If the $25,000 account maximum has been met, no additional deposits will be allowed; however, interest will continue to accrue. One (1) penalty-free, full balance withdrawal is permitted per term resulting in the account being closed. This penalty-free, full balance withdrawal cannot be completed within the first six (6) days after any of the following transactions, i) the account is opened, ii) the initial and subsequent deposits, or iii) any partial withdrawal. Partial balance withdrawals are subject to an early withdrawal penalty. Fees may reduce earnings on an account. Limit of one (1) open Flex CD account per primary owner. A 12-month waiting period applies for subsequent Flex CD account openings per primary owner. The waiting period begins on the closure date of the most recently closed Flex CD account owned by the primary member. At maturity, your account will renew into a 1-Year Flex CD.

²Own Your Rate CDs are available for 22-months with one rate bump option or 44-months with two rate bump options. Own Your Rate options are not available on IRAs. Penalty may apply for early withdrawal. Fees may reduce earnings on an account.