LOANS
Personal Loans & Lines of Credit
Need cash? We can help, whether you have to cover a big expense or just need a little to hold you over.

Compare Personal Loans & Lines of Credit
Three options with affordable rates, so you can borrow what you need and live the life you want, worry-free.
Lifestyle Loan | Personal Line of Credit | Cash Now Line of Credit | Secured Loan | |
---|---|---|---|---|
A fixed-rate loan with regular monthly payments | Borrow what you need, when you need it | A little extra cash to hold you over until payday | Secured by your Georgia's Own savings or CD | |
Borrow up to | $50,000 | $30,000 | $500 | The amount in your savings or CD |
Annual Percentage Rate | As low as APR | As low as APR | Flat, fixed rate of 17.99% APR1 | As low as APR |
Type of credit | Installment | Revolving | Revolving | Installment |
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REST EASY
Get the money you need and stop stressing
You can use your personal loan or line of credit for just about anything, including:
- Home or car repairs
- Unexpected expenses, like replacing your washing machine or paying the vet bill
- Medical and dental expenses that aren’t covered by your health insurance
- Consolidating debt
- Tuition and other education costs
- Special events like weddings and family vacations
- Almost anything else you can think of
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Disclosures
1Annual Percentage Rate (APR) is 17.99%. Repayment terms are 90 or 120 days based on loan amount. Payment frequency and amount varies based loan amount. To qualify, members must have a Georgia’s Own savings account, minimum of 90 days direct deposit history, proof of income, and accounts must be in good standing.