Offers
Georgia’s Own membership has its perks. Save even more with these special offers.
Get growing with a great rate
For a limited time, you can lock in 4.45% APY1 when you open a 6-month CD.
Check all the boxes
Open an All Access Checking account by October 31st, and you’ll earn a $200 welcome bonus2.
Don't just save, strategize
With rates up to 3.50% APY3, boost your savings and access your money whenever you need it.
Auto pay = auto savings
Sign up for auto pay and save even more on your auto loan rate. On top of low rates and flexible terms, get an extra .25% off your rate.4
What's new this month
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!
1APY = Annual Percentage Yield. 6-Month Special CD offer valid as of September 1, 2025 and will be available for a limited time. The minimum opening deposit required to earn the advertised 4.45% APY is $500. Penalty may apply for early withdrawal. Fees may reduce earnings on an account. Offer may be withdrawn without notice.
2Offer only valid August 1, 2025 through October 31, 2025. Georgia’s Own will give you $200 when you open up a new All Access Checking account. The bonus will be paid within 90 days after account opening and is subject to the following requirements: the member must establish direct deposits totaling at least $2,500 per statement cycle; the member must register for online banking; the account must be open and in good standing at the time the bonus is paid, and the member must complete 10 debit card transactions within each of the two statement cycles after account opening. Membership is required. Accounts are subject to approval. Terms and conditions will apply. All Access Checking: all balances earn 0.01% APY. Annual Percentage Yield (APY) is current as of August 1, 2025 and subject to change after account opening, fees can reduce earnings. Cannot be combined with any other offer. Georgia’s Own may change or discontinue this offer at any time before this date without notice. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer not available to existing Georgia’s Own checking account holders, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. You can receive only one new checking account opening related bonus every two years from the last enrollment date.
3APY = Annual Percentage Yield. Rates valid on Money Market accounts from September 1, 2025 through September 30, 2025. Minimum deposit to open a Money Market account and earn dividends is $2,500. $10 per month Service Charge applies when balance falls below $2,500. Rates are variable and are subject to change without notice. Fees may reduce earnings. Balance Requirements by Tier: $2,500 to $9,999.99 – 0.50%, $10,000 to $24,999.99 – 0.75%, $25,000 to $49,999.99 – 1.00%, $50,000 to $99,999.99 – 1.05%, $100,000 to $249,999.99 – 1.50%, $250,000 to $499,999.99 – 2.50%, $500,000 to $999,999.99 – 3.00% and $1,000,000 to $999,999,999.99 – 3.50%. Not available on Business Deposits.
4Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2025.
