About Us

Offers

Georgia’s Own membership has its perks. Save even more with these special offers.

Lower HELOC Rates

Reno project? No problem.

Whether you dabble in DIY or prefer to hire a pro, turn your honey-do list into a honey-done list with home equity rates as low as 8.75% APR.1

Auto Loans

Hit the gas on savings

Drive smart and finance smarter with auto loan rates as low as APR.2

Member Appreciation Monday

What's new this month

#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!

Disclosures

1APR = Annual Percentage Rate. Rates effective as of September 1, 2024. Rates are variable and subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. Your APR may differ from the one shown and will be based on several factors including your credit worthiness and loan to value. To open your Home Equity Line of Credit (HELOC) account, you may have to pay certain third-party fees that generally range from $200.00 to $2,300.00. The minimum APR is 4.00% and it will not exceed 18.00%. Property and/or flood insurance may be required. Loans are subject to credit approval. Additional terms, conditions and limitations may apply. Offer is subject to change without notice. Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001 – $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes. Property and/or flood insurance may be required.

2APR = Annual Percentage Rate. Rates effective as of September 1, 2024. Your APR may differ based on your creditworthiness and could be higher than the stated rate. Payment example: A 2023 auto financed for 48 months @ 5.74% APR would have a monthly payment of approximately $23.37 per $1,000 borrowed. Loans are subject to credit approval. Please ask a loan officer for details on how your rate is determined.