Offers
Georgia’s Own membership has its perks. Save even more with these special offers.
Get growing with a great rate
For a limited time, you can lock in 4.25% APY1 when you open a 6-month CD.
Fetch deals for the whole family
Unlock money-saving extras with Perks+ Checking. Open an account by July 31st, and we’ll waive the first three monthly service charges.2
Savings on home loans? Sold.
Get into a new home (or build your dream home) and get .25% off your rate—for a limited time only.3
Lower home equity rates
Don’t just dream it—do it with home equity rates as low as 7.25% APR.4
Auto pay = auto savings
Sign up for auto pay and save even more on your auto loan rate. On top of low rates and flexible terms, get an extra .25% off your rate.5
What's new this month
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!
1APY = Annual Percentage Yield. 6-Month Special CD offer valid as of June 1, 2025 and will be available for a limited time. The minimum opening deposit required to earn the advertised 4.25% APY is $500. Penalty may apply for early withdrawal. Fees may reduce earnings on an account. Offer not available on business deposits and may be withdrawn without notice.
2From May 1, 2025 through July 31, 2025, open a new Perks+ Checking account and pay no monthly service charge for the first three months.
3Receive a .25% rate discount from normal current qualified rate on any new primary residence purchase mortgage loan. Must lock in rate by June 30, 2025. Must qualify and receive final approval to be eligible. Not available on investment properties, second homes, refinances, government-sponsored loans (including FHA and VA loans), or employee loans. Cannot be combined with other rate discounts. Offer subject to change without notice. Membership is required.
4APR = Annual Percentage Rate. Rates effective as of June 1, 2025 and are subject to change without notice. Advertised “as low as” APR assumes excellent borrower credit history. Your APR may differ from the one shown and will be based on several factors including your credit worthiness and loan to value. To open your variable-rate Home Equity Line of Credit (HELOC) account, you may have to pay certain third-party fees that generally range from $200.00 to $2,300.00. The minimum APR is 4.00% and it will not exceed 18.00%. Property and/or flood insurance may be required. Loans are subject to credit approval. Additional terms, conditions and limitations may apply. Offer is subject to change without notice. Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001 – $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes. Property and/or flood insurance may be required.
5Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2025.
