About Us

Offers

Georgia’s Own membership has its perks. Save even more with these special offers.

CHECKING

More perks—and then some

Unlock money-saving extras and get $250 on us when you open a new Perks+ Checking by March 31st.1

Auto Loans

Show up in style

Your car’s the ultimate accessory and we’re giving you the green light to upgrade. From February 1st to 17th, enjoy special rates, up to 125% financing, and no payments for 60 days.2

AUTO LOANS

Auto pay discount

Save even more on your auto loan when you sign up for auto pay. In addition to our low rates and flexible terms, get an additional .25% off your rate.3

AUTO LOANS

Drive home a winner

Use Georgia’s Own Carfinder for your next car purchase and finance your loan with us, and you’ll be entered for one of three chances to win $250 toward your payment!4

Member Appreciation Monday

What's new this month

#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!

Disclosures

1Offer only valid January 1, 2025 through March 31, 2025. Georgia’s Own will give you $250 when you open up a new Perks+ Checking account or $100 when you open up a new All Access Checking account. The bonus will be paid within 90 days after account opening and is subject to the following requirements: the member must establish a monthly direct deposit of at least $2,500 per statement cycle; the member must register for online banking; the account must be open and in good standing at the time the bonus is paid; and the member must complete six (6) debit card transactions within each of the two (2) statement cycles after account opening. Membership is required. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly fee of $6.95. Annual Percentage Yields (APY) are current as of January 1, 2025 and subject to change after account opening; fees can reduce earnings. All Access Checking: all balances earn 0.01% APY. Perks+ Checking: balances less than $1,500.00 earn 0.01% APY; balances $1,500.00–$2,499.99 earn 0.02% APY; balances of $2,500.00 and above earn 0.03% APY. Cannot be combined with any other offer. Georgia’s Own may change or discontinue this offer at any time before this date without notice. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer not available to existing Georgia’s Own checking account holders or those whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years. You can receive only one (1) new checking account opening related bonus every two (2) years from the last enrollment date.

2Advertised “as low as” Annual Percentage Rates (APR) assume excellent borrower credit history. Your loan terms and APR may vary on several factors including your creditworthiness. Your APR may be higher than the stated rate. Promotional period begins February 1, 2025 and ends February 17, 2025. Payment example: A 2024 auto financed for 48 months at 4.39% APR would have a payment of approximately $22.75 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Please ask a loan officer for details on how your rate is determined. Payment deferment will occur in the first 60 days on new and used auto loans. Interest will accrue over the 60 days. Loans are subject to credit approval. Promotional offer cannot be used to refinance an existing Georgia’s Own Credit Union auto loan and cannot be combined with any other offer.

3Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer ends December 31, 2025.

4In connection with these car sales, there is no warranty, guarantee or indemnity on the part of this Credit Union either expressed or implied. The sweepstakes begins at 12:00pm ET on January 1, 2025 and ends at 11:59:59pm ET on December 31, 2025. NO PURCHASE NECESSARY TO ENTER OR WIN. Must be 18 years of age or older to participate. Members may enter the sweepstakes by using the Georgia’s Own Carfinder service for their auto purchase during the sweepstakes period. Each time the member uses Carfinder for their auto purchase, they will be entered for a chance to win two hundred and fifty dollars ($250) toward their auto loan payment with Georgia’s Own. Alternately, members may mail their entry to Georgia’s Own Credit Union at the address below during the sweepstakes period. Mail-in entries: Entrants must provide their name, address, phone number, and email address on a three-by-five (3 x 5) index card and mail it to “Georgia’s Own Carfinder Sweepstakes, Attention: Marketing, 100 Peachtree St NW, Ste 2800, Atlanta, GA 30303”. Only entries received by 11:59:59pm ET on December 31, 2025 will be eligible. Only one mail-in entry per person is allowed during the sweepstakes period. Georgia’s Own Credit Union is not responsible for cards lost or damaged in the mail. Entries become the property of the sponsor and will not be returned. If there are multiple parties listed on an account, entry will be based on the party named on the postcard. For automatic entries: If there are multiple parties listed on an account, entry will be based on the first party named on the account, regardless of whether the transaction qualifying for the sweepstakes is actually conducted by the first party named on the account. Click here for complete sweepstakes rules.