Offers
Georgia’s Own membership has its perks. Save even more with these special offers.
The open road (or water) is calling
Lock in low vehicle loan rates on boats, jet skis, RVs, motorcycles, and ATVs through July 13, 2026 during our summer flash sale.
Your summer plans could pay off
Make summer spending count—use your Georgia’s Own Visa® credit card for qualifying purchases and earn entries for a chance to win a $1,000 Visa® gift card.1
Low rates, endless possibilites
Need help with your back-to-school shopping list? Get the funds you need for a successful school year with a personal loan.
No guesswork, just growth
For a limited time, you can lock in 3.90% APY2 on balances of $500 to $35,000 when you open a 9-month CD.
Big moves made easy
With our new 40-year fixed-rate mortgage3 or 15/15 ARM, homeownership is within reach (and budget).
Auto pay = auto savings
Sign up for auto pay and save even more on your auto, motorcycle, boat, or RV loan rate. On top of low rates and flexible terms, get an extra .25% off your rate.4
What's new this month
#MemberAppreciationMonday is one way that Georgia’s Own is working to surprise and delight our members. Click the link below to see this month’s offers!
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Non-purchase and purchase entries have an equal chance of winning. Open to legal U.S. residents 18 or older as of June 1, 2026. For complete sweepstakes terms and details on non-purchase entries, see Official Rules. The Sweepstakes begins at 12:01am on June 1, 2026 and ends at 11:59pm on July 31, 2026, (the “Sweepstakes Period”). Members may enter the sweepstakes by using their Georgia’s Own Visa® Signature, Platinum, Classic, or Student credit card for purchases in one of the following categories: Amusement/Entertainment, Hotels, Airlines, and Auto Rentals. Minimum purchase of $25 per transaction is required to qualify. Each qualified purchase is worth one entry and will be automatically entered in the Sweepstakes. There is no cap on the number of qualified entries. Merchants are assigned a category code based on products and services they primarily sell; these codes are not assigned by Georgia’s Own Credit Union. Your account(s) must remain open and in good standing. Additional terms, conditions, and limitations may apply.
APY = Annual Percentage Yield. 9-Month Quarterly CD – Interest Compounded offer valid as of July 1, 2026 and will be available for a limited time. The minimum opening deposit required to earn the advertised 3.90% APY is $500 and cannot exceed a $35,000 maximum contribution limit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest will remain on deposit until maturity. At maturity, your account will renew into a 6-Month CD – Interest Compounded account. Offer may be withdrawn without notice. Not available on Business CDs.
A 40-year fixed-rate mortgage with a loan amount of $300,000 and 6.483% APR will have 480 monthly payments of approximately $1,729.72. The monthly payment estimate does not include amounts for taxes and insurance. The actual payment obligation will be greater. APR = Annual Percentage Rate and loans terms are examples and are used for illustrative purposes only. APR and loan terms can vary based several factors including creditworthiness, collateral, LTV (loan-to-value)/CLTV (combined-loan-to-value), etc. Your loan terms may differ and could be higher than the stated rate. Please ask your loan officer for additional information about how your rate is determined. Private Mortgage Insurance (PMI) may be required. Loans are subject to credit approval. Loans are limited to primary residences only, not available on investment properties or second homes. Additional terms, conditions, and limitations may apply.
Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid through December 31, 2026. Employees are not eligible for auto pay rate discount.
