Checking Accounts

¹Enroll in eStatements and avoid the $5 per Mailed Statement Fee.

²Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.

³Enrollment in Round-Up is automatic. You can remove Round-Up at any time by sending us a message in online banking, visiting a branch, or calling us at 800.533.2062. The Round-Up Program is currently available on the Student Access Checking account. The Round-Up Program is a feature where the Credit Union will round up the amount of debit card purchases associated with your eligible checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount from your checking account to your eligible savings account. Debit card purchases include point-of-sale (POS), signature-based, PIN-based, and non-PIN-based transactions. The Credit Union will aggregate the rounded-up amounts from purchases that post to your checking account each business day and make a single transfer at the end of the business day into your savings account. If on a business day you do not have sufficient available funds in your checking account, or if any transaction has overdrawn your checking account, the Credit Union will not round up purchases posted on that business day and will cancel the daily Round-Up transfer for that day. If your debit card purchase is subsequently cancelled or reversed, such as a returned purchase, the corresponding daily Round-Up transfer will remain in your savings account. Credit transactions or adjustment transactions will not be rounded up. The Credit Union reserves the right to cancel or modify the Round-Up Program at any time in accordance with applicable laws and regulation. Click here for FAQs.

⁴Message and data rates may apply.

⁵Overdraft services are available to members 18 and over who are in good standing with the Credit Union. We may approve certain transactions that overdraw your account. Under our Premium Overdraft Protection for checks, ACH transactions, and recurring debits, as well as our Premium Overdraft Protection for one-time debit and ATM transactions, we will charge a $35 Premium Overdraft Fee, as outlined in our Truth-in-Savings Fee Schedule, each time we pay an overdraft. You are required to opt-in for Premium Overdraft Protection for one-time debit and ATM transactions. Under our Overdraft Protection Transfer service, we will charge an Overdraft Transfer Fee of $6, as outlined in the Truth-in-Savings Fee Schedule, each time an overdraft transfer from one of your other accounts is initiated. You may also link to an overdraft line of credit. Whether your overdrafts will be paid or not is in our sole discretion and we reserve the right not to pay the overdraft. We also reserve the right to require you to repay your overdrafts immediately or on demand. Read our Overdraft Services Disclosure for full details.