Dream big (or small)
Fixer uppers, hideaways, mothers-in-law, picket fences. We’re one of the top lenders in Georgia—and we’ve got mortgages for any situation.
Mortgage options to open the front door.
Fixed-Rate Mortgage
A fixed-rate mortgage offers a stable interest rate for people looking to settle on the right home and stay there awhile.
Adjustable-Rate Mortgage (ARM)
With an adjustable-rate mortgage, your rate changes along with the market mortgage rates, letting you lock in a lower starting rate and take advantage of periods with low payments.
FHA and VA Loans
FHA and VA loans are government-backed mortgage loans that make it easier for veterans, servicemembers, and first-time homeowners to buy a house.
Homebuying Assistance
Our assistance loans make the mortgage process easy. Buy a home with minimal upfront costs, including our 80/20 loan, 100% LTV loan, and FHA down payment assistance.
Mortgage Loan Refinance
Lower your interest rates or monthly payments, change your loan type, or free up cash with a mortgage loan refinance.
Home Equity Loans & Lines of Credit
With a home equity loan or line of credit, your house can be used as collateral to borrow the money you need to take those next big steps.
Construction Loans
Custom home? Custom loan. Use a construction loan for the building process, from land purchase to completion. Then convert to a fixed-rate mortgage in one streamlined process.
Nothing beats advice from a local
Moving is already overwhelming. If you have to ask for advice, better ask someone who knows what they’re talking about.
Our loan experts have years of experience helping people buy homes from credit unions, especially when it comes to the local housing market. Get help with:
- Navigating the right down payment
- Feeling comfortable with your mortgage terms
- Making sure you have the right minimum credit score
- And so much more
Learning Center
Learn the ins and outs of home loans, loan programs, debt, and more so you can buy a home with confidence.
Should you consider a mortgage through a credit union?
What is an adjustable-rate mortgage?
