Savings, Money Markets, CDs, & IRAs

Don’t settle for pocket change—enjoy great rates on all types of accounts

Level up your money game: check out these savings options

Savings

Primary Savings

Get better rates on higher balances—plus automatic Overdraft Protection Transfer, free online banking, and all the benefits of Credit Union membership for just a $5 opening deposit.

Savings

Vacation and Holiday Savings

Save for your summer getaway or the holidays. Your balance transfers automatically to your primary savings on May 1st or November 1st.

Savings

Student Access Savings Account

Smash the piggy bank. Student Access Savings lets teens build their savings with interest that’s worth celebrating, all while watching their balance grow.

Savings

Money Markets

Easy access to your money through online banking, money market checks, by phone, or in person, plus great rates that get even better with higher balances.

Savings

IRAs (Individual Retirement Accounts)

Tax-advantaged savings options for retirement or education expenses. We offer Traditional, Roth, and SEP IRAs, as well as Coverdell ESAs.

Savings

Certificate of Deposit

Get some of our highest fixed rates on your savings with terms from six months to five years, no monthly maintenance fees, and insurance up to $250,000.

ONLINE BANKING 

Track your savings on the go 

Meet the ultimate time-saver: the Georgia’s Own mobile banking app. Available on the App Store® and Google PlayTM.

FINANCIAL WELLNESS

Learning Center

Go beyond banking with resources and news to learn how to make informed financial decisions.

Shot of a young couple going through paperwork together on the sofa at home
Investing

What is a certificate of deposit and is it right for you?

Savings 101--Man in headphones getting licked by dog
Saving Money

Guide to financial independence part 3: savings 101

Budgeting

How to start an emergency fund