4.75% APR for six months1
Start (or finish) those summer projects with a limited-time rate on a home equity line of credit.
4.75 reasons to say why not…
Redo the kitchen, start that side business, fund your child’s future, or consolidate debt?
Apply by August 31st and lock in 4.75% APR1 on a home equity line of credit (HELOC) for the first six months. After the intro period ends, your rate will convert to a variable rate as low as 7.25% APR.1
Apply online or stop by a branch to get started.
6-month Intro Period | After Intro Period | |
|---|---|---|
| Annual Percentage Rate (APR) | 4.75% APR1 | as low as 7.25% APR1 |
| Rate Type | Fixed | Variable |
| Minimum Draw Amount | $10,000 | None |
| Maximum Loan Amount2 | $500,000 | $500,000 |
How much can I borrow with a HELOC?
Use this calculator to estimate the home equity line of credit amount you may be able to borrow. You will need your home’s current appraised value and the amount you owe on your mortgage, as well as any other loans secured by your home.
1Offer valid on home equity line of credit (HELOC) applications received between July 14, 2025 and August 31, 2025. Members will receive an introductory Annual Percentage Rate (APR) of 4.75% for the first six months on a HELOC of at least $10,000 with a minimum of $10,000 being disbursed at closing. After the introductory period, your APR becomes variable and will adjust based upon The Wall Street Journal Prime Rate in accordance with your loan terms. Variable APRs as low as Prime minus 0.25% assume excellent borrower credit history, which is 7.25% as of July 14, 2025. Rates can change without notice. Your APR and loan terms may vary based on several factors including creditworthiness and loan-to-value (LTV). To open your HELOC account, you may have to pay certain third-party fees that generally range from $200 to $2,300. The minimum APR is 4.00% and will not exceed 18.00%. Property insurance is required, including flood insurance where applicable. Mortgage insurance may also be required based on the combined loan-to-value (CLTV). HELOCs are available on primary residences only. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.
2Maximum loan amount up to $500,000 for primary residence only. CLTV up to 95% on loan amounts ranging from $10,000 – $250,000. CLTV up to 90% on loan amounts ranging from $250,001 – $500,000. Mortgage insurance approval may be required. A HELOC is not offered on investment/rental properties or vacation/second homes.
