Positive Pay
Protect your business against check and ACH fraud with our suite of online and mobile tools.
Stop fraud in its tracks—and keep your business running smoothly
Hackers and scammers are always looking for new ways to fool you. Our Positive Pay tools keep your accounts safe and prevent problems like:
- Losses from stolen funds and chargeback fees
- Disruptions to your business operations
- Damage to your reputation
Protect your money and your business
Our suite of online and mobile tools protects your business from various types of payment fraud.
- Pro-Chex notifies you of potential issues with your checks, so you don’t have to reconcile every day.
- Pro-Tech identifies potential ACH issues based on alerts that you define.
- Credit Origination Positive Pay Service (C.O.P.S.) gives you dual control for all ACH credit origination, which helps prevent account takeover and fraudulent ACH credits.
- PDXACH RT/NOC gives you visibility into ACH Returns and NOCs with alerts and reports.
Talk with one of our business experts to see which services are right for you.
How-To Videos
Already using Positive Pay? Check out these helpful videos from our partner, ACH Alert.
For members with Pro-Chex enabled
- Payee Positive Pay Tips & Best Practices
- QuickBooks Account Register – Issue File Export
- QuickBooks Reports – Issue File Export
- Reconciliation Reports and Reconciliation Periods
- Reports
- Scheduled Reports
- Issue Warehouse
- Issue File Status
- Decision Dual Approval
- Confirm Paying Exceptions
- Transaction History
- Issuance Dual Approval
- Manual Issue Entry
- Loading Issue Files
- Additional Issue Fields
- Issue Templates
- Client User Privileges
- Dashboard
For members with Pro-Tech enabled
For members with Pro-Tech CR enabled
For members with ACH Credit Origination enabled
For members with PDXACH RT/NOC enabled
We know our business—and we can help with yours
You have a lot on your plate. Between managing your business, managing your staff, and managing the rest of your life, there’s not a lot of time left over to think about how to manage your business banking. But we’re here for you, and we’re ready to help.
Our team of business banking experts work with all kinds of businesses, from freelance consultants to commercial enterprises. As your business grows, your banking needs change, and we’ll see you through every phase.
Explore our digital business solutions
Online Business Banking
Our free online banking puts you in control of your business. Transfer money, view your transactions and balances, pay bills, deposit checks, and more.
Business Wires
Send domestic wire transfers securely through the same online business banking system you use every day. It’s fast, easy, and secure.
Business Bill Pay
Make payments to any company in the U.S.—anytime, anywhere. Schedule your payments in advance, and track your spending in real time. It’s fast, free, and secure.
Learning Center
Go beyond banking with resources and news to learn how to make informed financial decisions.
10 tips for managing small business finances
6 steps to protect your business’s financial data
