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Our First Time Auto Loans are designed to help you purchase that first car! This is ideal for individuals with limited credit history and no derogatory marks in their credit file.
Borrow up to $20,000 without a co-signer
For new and used cars (6 years and newer with a max mileage of 85k) 1
Terms up to 72 months 2 and a minimum 8% down payment
1 Exceptions apply. Call for more information 2 Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Payment example: A 2013 auto financed for 72 months @ 3.19% APR would have a payment of approximately $15.28 per $1,000 borrowed. For additional payment examples, please visit our loan calculator. 3 For example $2000/month gross income x .15% = $300 maximum payment. 4 All amounts estimates. Actual amounts and rates may vary depending on your individual situation. Estimates do not constitute a loan agreement or guaranteed rate. Visit georgiasown.org for details.