Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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Access your money faster with direct deposit—and skip a trip to the bank. With direct deposit, your paycheck or other recurring deposits can be sent to your checking or savings account automatically. If you have Perks+ Checking, you’re eligible for Early Direct Deposit, allowing you to receive your paycheck up to two days early.*
Confirm with your employer if you can set up direct deposit through an online portal. If not:
You’ll need to know:
Georgia’s Own Credit Union’s routing number is 261071438. The routing number is also called an ABA number or routing transit number. You can find it in the lower left-hand corner of your checks.
Enroll in direct deposit of federal benefits in one of three ways:
*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed