For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
Popmoney is a person-to-person (P2P) payment service that lets you send money to almost anyone, anywhere using their email address or mobile number. Simple as that. No more writing checks or going to an ATM. To access Popmoney, select the “Payments” widget inside online banking and click the “Popmoney” tab. You’ll need to be enrolled in Georgia’s Own Bill Pay. If you’re not, registration is a snap. All you need is a Georgia’s Own checking account.
1. Send money to the recipient’s email address or mobile phone number.
2. They’ll receive notification of the payment.
3. The money is deposited into their account.
Please note: Sending money only costs $1. Receiving payments is free.
Uh oh, today’s the due date for your bill. What can you do? Well, now you can put that payment on the fast track to qualifying online payees with same day bill payments! Currently, the list includes AT&T Mobility, Dish Network, Gas South, Sprint and many others. If your payee is eligible for same day payments, a link for “Pay Today” is available. The expedited fee of $9.95 will also be displayed, much cheaper than most late fees.
Same day bill payments cannot be modified or cancelled once submitted. They’re already zooming to their destination. So, be sure it’s necessary before sending.
An account-to-account transfer lets you easily and quickly transfer funds between your accounts. Here’s how it works and how much it costs:
1. From your U.S. based financial institution to your Georgia’s Own account— $1.00 per transfer
2. From your Georgia’s Own account to your U.S. based financial institution — $3.00 per transfer
To access Account-to-Account transfers, select the “Payments” widget inside online banking and click “Transfer Money.” You’ll need to be enrolled in Georgia’s Own Bill Pay. If you’re not, you’ll be asked to register when you click the “Payments” widget. All you need is a Georgia’s Own checking account.
Click here to find out how you can send and receive money securely via wire transfers.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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