Rewards & Benefits
Using your Georgia’s Own Visa® credit card couldn’t be easier—or more rewarding.
A little something extra
Flex Rewards
Get points every time you use your Georgia’s Own Visa Signature®, Visa® Platinum, or Student Visa® credit card and redeem them for anything from gift cards to gas. Points expire five (5) years after the date earned.
Card Manager App
Our app makes it easy to keep your card safe, protect yourself from fraud, and track your spending.
Pay With Points
Use your Flex Rewards points earned with your Visa Signature®, Platinum, or Student Visa® credit card to pay for new purchases.
Visa® Click to Pay
Save time and protect your personal information by using Visa® Click to Pay when you shop online.
Your next-level credit card
All our credit cards include these essential features:
- No annual fee1 (yes, really!)
- Contactless payments for faster checkout
- Competitive rates that are some of the lowest around
- Discounts on top brands at more than 2,000 of your favorite retailers
- Simple online payments with Visa Click to Pay
- Apple Pay®, Samsung Wallet®, and Google WalletTM compatibility
- Zero fraud liability2
Learning Center
Go beyond banking with resources and news to learn how to make informed financial decisions.
What are ancillary products (and are they really worth it)?
What is an adjustable-rate mortgage?
How to buy a new car without wrecking your finances
1Your Annual Percentage Rate (APR) may vary based on your creditworthiness. View our rates page for standard variable APR for purchases, balance transfers, cash advances, and for penalty APR and when it applies. Balance transfer fee is 3% of the balance transfer or $10 minimum, whichever is greater. Cash advance fee is 3% of advance amount. Foreign transaction fee is 2% of each multiple currency transaction in US dollars. Additional terms, conditions, and limitations may apply.
2Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.
