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Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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The Preferred Business Checking account has a monthly service fee of $20. You can avoid this fee by doing one of these things each statement cycle:
– Maintain a minimum daily collected balance of $2,500 or more
– Maintain an average monthly balance of $5,000
– Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD’s
To open a Business Checking account, visit any of our branch locations. For more information about these products, give us a call at 800.533.2062 or fill out the request form.
Primary Business Checking
Not-for-Profit Business Checking
Business Savings, Money Markets & CD’s
Treasury Management Solutions
Business Banking – Watch this short video
Available Account Features | Preferred Business Checking | Primary Business Checking | Not-for-Profit Business Checking (Non Profit Only) |
---|---|---|---|
Earns Interest | ![]() | No | No |
Free Monthly Transactions | Unlimited! | 250 items | 150 items |
First Order of Checks Free | ![]() | ![]() | No |
Free, Additional Checking Account | ![]() | No | No |
Monthly Maintenance Fee | $20 | $12 | $3 |
Transaction Overage Fees | None | $0.30 per item > 250 | $0.30 per item > 150 |
Free Cash Processing | Up to $10,000 | Up to $5,000 | Up to $2,000 |
How to avoid the monthly fee: Do just one of these things each statement cycle | Maintain a minimum daily collected balance of $2,500 or more or Maintain an average monthly collected balance of $5,000 or Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $1,000 or more or Maintain an average monthly collected balance of $3,000 or Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $500 or more or Maintain an average monthly collected balance of $1,500 or Maintain a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CD's |
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed