Savings that’s a sure thing
Lock in 4.10% APY1 on new money balances of $75,000 or more when you open a 2-year CD—only for a limited time.
No guesswork, just growth
Switch your savings to a CD to get guaranteed returns with a stable rate without losing easy access to your cash. Open a 2-year CD and earn 4.10% APY1 with a minimum opening balance of $75,000 (new money only).
New to investing? Play it safe with a CD:
- Save for short- and mid-term goals like travel, weddings, a down payment, and more
- Earn more than traditional savings accounts
- Stress less about market changes with a fixed rate for the full term
- Stash your cash securely—your money is federally insured by the NCUA
APY = Annual Percentage Yield. Offer valid as of November 1, 2026 and will be available for a limited time. The minimum opening deposit required to earn 4.10% APY is $75,000. Offer valid on new money only. Funds must not currently be on deposit with Georgia’s Own. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest will remain on deposit until maturity. At maturity, your account will renew into a 2-Year CD – Interest Compounded account. Offer may be withdrawn without notice. Not available on Business CDs.
