Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
Thank you for choosing Georgia’s own!
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Planning a wedding? A family vacation? Maybe you have college tuition or medical bills you need to cover. With rates as low as 6.49% APR*, flexible terms, and loan amounts up to $50,000, a Lifestyle Loan from Georgia’s Own is an affordable way to pay for whatever it is you need—or want. You can also use your personal loan funds for debt consolidation, simplifying your monthly payments so you can save money and pay off debt faster.
This is our best available Annual Percentage Rate and is for estimation purposes only. Eligibility requirements and fees may apply.
All amounts are for estimation purposes only. Actual amounts and rates may vary depending on your individual credit history. Estimates do not constitute a loan agreement or guaranteed rate. The loan rate will be the rate in effect when the loan is completed. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s).
Your Estimated Monthly Payment:
APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.
Apply Now** Rates are determined based on creditworthiness. Higher rates may apply. Ask a loan officer for details on how your rate is determined.
Georgia’s Own has some of the best rates around. Check out our current rates for our personal Lifestyle Loan below.
Approx. Term (Mos) | APR |
---|---|
12 months | as low as 6.74%** |
*Rates are determined based on creditworthiness. The current Annual Percentage Rate (APR) is 6.49% to 16.74% based on your term and creditworthiness. Ask a loan officer for details on how your rate is determined. Payment example: A $1,000 loan at 6.49% APR for 12 months would have monthly payments of approximately $86.29. Subject to credit approval.
**Insurance and warranty products are not products of Georgia’s Own Credit Union. Insurance and warranty products are not deposits, they are not federally insured, and may be subject to risk. They are not an obligation of or guaranteed by Georgia’s Own Credit Union.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
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