Georgia's Own will be closed on Monday, February 19th in observance of Presidents' Day.
Sometimes you just need a little extra spending power for something personal: a vacation, a dream wedding or surgery. Whatever it is you have in mind, we have the personal loan options to fit your needs.
These loans are designed for weddings, vacations, adoptions, fertility treatments, medical treatments or life’s other unexpected events. Loan amounts range from $250-$25,000 with a variety of term lengths.
Calculate your potential payments below!
Personal Line of Credit
Financial emergencies can hit without warning. We understand, and we’re here to help. A Personal Line of Credit is an open-end revolving credit loan with rates as low as 10.50% APR. Your Georgia’s Own checking account can be linked with this account to act as overdraft protection.
Maybe your financial emergency doesn’t warrant a huge advance. For smaller requests, we offer Cash N.O.W. advances from $200-$500, with repayment periods between 90-120 days. A flat rate of 17.99% APR makes repayment amounts clear and straightforward. To qualify, all we ask is that you have a Georgia’s Own savings account, a history of direct deposit for at least 90 days, proof of income and be a member in good standing.