Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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Whether you need to pay for large expenses, consolidate debt, or just need quick cash for something small, Georgia’s Own can help. Find a personal loan or line of credit that’s best for you, calculate your monthly payments, and apply below.
Apply for a Personal Loan
With low rates, flexible terms, and loan amounts up to $50,000, a Lifestyle Loan from Georgia’s Own is an affordable way to pay for whatever it is you need—or want.
When emergencies—like car repairs, insurance deductibles, broken appliances, etc.—pop up, a personal line of credit from Georgia’s Own provides quick, easy access to the money you need without draining your account.
If money is a little tight before your next payday, a Cash N.O.W. loan from Georgia’s Own can get you the cash you need to pay for smaller expenses. Advance amounts range from $200 to $500, and it’s easy to qualify so you can get your money fast.
This is our best available Annual Percentage Rate and is for estimation purposes only. Eligibility requirements and fees may apply.
All amounts are for estimation purposes only. Actual amounts and rates may vary depending on your individual credit history. Estimates do not constitute a loan agreement or guaranteed rate. The loan rate will be the rate in effect when the loan is completed. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s).
Your Estimated Monthly Payment:
APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.
Apply Now** Rates are determined based on creditworthiness. Higher rates may apply. Ask a loan officer for details on how your rate is determined.
**Your Annual Percentage Rate (APR) and Daily Periodic Rate may vary according to your creditworthiness. Please ask a loan officer for details on how your rate is determined. Subject to credit approval.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed