Metro Atlanta & Savannah Branches are open M-F for drive-thru service. Our Albany Crossing branch is temporarily closed. Click here for more details.
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Sometimes you just need a little extra spending power for something personal: a vacation, a dream wedding or surgery. Whatever it is you have in mind, we have the personal loan options to fit your needs.
These loans are designed for weddings, vacations, adoptions, fertility treatments, medical treatments or life’s other unexpected events. Loan amounts range from $250-$25,000 with a variety of term lengths.
This is our best available Annual Percentage Rate and is for estimation purposes only. Eligibility requirements and fees may apply.
All amounts are for estimation purposes only. Actual amounts and rates may vary depending on your individual credit history. Estimates do not constitute a loan agreement or guaranteed rate. The loan rate will be the rate in effect when the loan is completed. The maximum APR, for any type of loan, shall not exceed the limit set by applicable law(s).
Your Estimated Monthly Payment:
APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.Apply Now
** Rates are determined based on creditworthiness. Higher rates may apply. Ask a loan officer for details on how your rate is determined.
Financial emergencies can hit without warning. We understand, and we’re here to help. A Personal Line of Credit is an open-end revolving credit loan with rates as low as 10.50% APR. Your Georgia’s Own checking account can be linked with this account to act as overdraft protection.
Maybe your financial emergency doesn’t warrant a huge advance. For smaller requests, we offer Cash N.O.W. advances from $200-$500, with repayment periods between 90-120 days. A flat rate of 17.99% APR makes repayment amounts clear and straightforward. To qualify, all we ask is that you have a Georgia’s Own savings account, a history of direct deposit for at least 90 days, proof of income and be a member in good standing.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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