Personal Loans & Lines of Credit
Need cash? We can help, whether you have to cover a big expense or just need a little to hold you over.
Compare Personal Loans & Lines of Credit
Three options with affordable rates, so you can borrow what you need and live the life you want, worry-free.
Lifestyle Loan | Personal Line of Credit | Cash Now Line of Credit | |
|---|---|---|---|
| A fixed-rate loan with regular monthly payments | Borrow what you need, when you need it | A little extra cash to hold you over until payday | |
| Borrow up to | $50,000 | $30,000 | $500 |
| Annual Percentage Rate | As low as 12.49% APR1 | As low as 12.25% APR2 | Flat, fixed rate of 17.99% APR3 |
| Type of credit | Installment | Revolving | Revolving |
| Apply Now
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Get the money you need and stop stressing
You can use your personal loan or line of credit for just about anything, including:
- Home or car repairs
- Unexpected expenses, like replacing your washing machine or paying the vet bill
- Medical and dental expenses that aren’t covered by your health insurance
- Consolidating debt
- Tuition and other education costs
- Special events like weddings and family vacations
- Almost anything else you can think of
Learning Center
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1Your Annual Percentage Rate (APR) is determined based on creditworthiness and may be higher than the APR shown. Ask a loan officer for details on how your rate is determined. Payment example: A $1,000 loan at 12.49% APR for 12 months would have a monthly payment of approximately $89.08. Subject to credit approval.
2Rate is variable and may change. Your APR may be different than APR shown. It will be based on a determination of your creditworthiness. Please ask a loan officer for details on how your rate is determined. Subject to credit approval. Minimum monthly payment after each advance is 3% of outstanding balance or $25 minimum.
3Annual Percentage Rate (APR) is 17.99%. Repayment terms are 90 or 120 days based on loan amount. Payment frequency and amount varies based loan amount. To qualify, members must have a Georgia’s Own savings account, minimum of 90 days direct deposit history, proof of income, and accounts must be in good standing.
