Georgia's Own will be closed on Monday, January 18th in observance of Martin Luther King, Jr. Day.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
Whether you’re on-the-go or taking it easy at home, we’re as close as your smartphone. Our mobile banking and deposit features offer the control and convenience you expect. To get started, sign up for mobile banking here. At this time, registration is only accessible through desktop or tablet sites. However, once you’ve registered, you’ll be able to pay bills, deposit checks, make transfers and much more!
If you have any questions or would like to see a tutorial, check out our FAQ page.
Mobile Banking
You can deposit any type of check from a U.S. institution in U.S. Dollars using Mobile Check Deposit, as long as it is made payable to you and endorsed accordingly. Hold on to your check for 45 days to ensure proper processing, then rip it up and discard.
The first $200 of your deposit made before 2:00 p.m. ET on a business day will be available in your account by the end of the next business day with the remaining funds available one business day later. For example, if you submit a $1,000 check at 1:00 p.m. ET on a Monday, you’ll have access to the first $200 by the end of Tuesday and the remaining $800 on Wednesday.
The first $200 of your deposit made after 2:00 p.m. ET on a business day will be available in your account in two business days with the remaining funds available one business day later. For example, if you submit a $1,000 check at 6:00 p.m. ET on a Monday, you’ll have access to the first $200 by the end of Wednesday and the remaining $800 on Thursday.
Any non-holiday, weekday is considered a business day.
There are certain scenarios where we might place an extended hold on your check. We will let you know when those situations arise.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
