Vehicle Loans

Lock in a low rate

We’re dropping loan rates on boats, jet skis, RVs, motorcycles, and ATVs—but only for a limited time.

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The open road (or water) is calling

And so are low rates during our summer flash sale, now through July 13, 2026. Lock in reduced rates on boat, jet ski, RV, motorcycle, or ATV loans with no payments for 60 days1, easy digital or in-branch closing process, and no application fee.

Rates as low as:

  • 5.79% APR2 with auto pay3 on boats and RVs
  • 7.02% APR2 with auto pay3 on motorcycles
  • 7.40% APR2 with auto pay3 on jet skis and ATVs
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Disclosures
1

No payment period is applicable to the first 60 days of all vehicle loans. Interest will begin to accrue as of the loan date.

2

Advertised “as low as” Annual Percentage Rate (APR) assumes excellent borrower credit history, a vehicle loan-to-value (LTV) at or below the lowest LTV band, and includes a 0.25% auto pay discount. Your loan terms and APR may vary on several factors including your creditworthiness. Your APR may be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Promotional period begins July 1, 2026 and ends July 13, 2026.

Payment examples feature “as low as” rates and LTV bands by product:

  • Boat/RV: A 2026 boat or RV with <= 110% LTV financed for 96 months at 5.79% APR would have a payment of approximately $13.04 per $1,000 borrowed.
  • Motorcycle: A 2026 motorcycle with <= 90% LTV financed for 48 months at 7.02% APR would have a payment of approximately $23.96 per $1,000 borrowed.
  • Jet ski/ATV: A 2026 jet ski or ATV with <= 90% LTV financed for 48 months at 7.40% APR would have a payment of approximately $24.13 per $1,000 borrowed.

Advertised rates and payment examples include a 0.25% auto pay rate discount. Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Loans are subject to credit approval. Promotional offer cannot be used to refinance an existing Georgia’s Own Credit Union vehicle loan and cannot be combined with any other offer.

3

Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid through December 31, 2026. Employees are not eligible for auto pay rate discount.