Vehicle Loans

Auto Pay Discount

Get .25% off our already low rates when you sign up for auto pay.1

Set it, forget it, and save

Lower your vehicle loan rate and stress less about missing a payment. Set up auto pay by linking your Georgia’s Own checking account for payment, and you’ll save an additional .25% off your rate—that’s on top of our already low rates and flexible terms.

Ready to hit the road (or the water)? Learn more about our vehicle loans—including cars and trucks, motorcycles and ATVs, RVs, and boats and jet skis—estimate your payment, or check out our current rates.

Protect your ride and your payment

Loan Protection

Guaranteed Asset Protection (GAP) Plus

Don’t let a car accident wreck your finances. With GAP Plus with Deductible Assistance, you can still pay off your auto loan, even if your car is damaged or totaled.

Loan Protection

Mechanical Repair Coverage

Conquer car chaos with our extended warranty insurance. You’re covered for everything from a bad breakdown to losing your keys.

Loan Protection

Member Protection Plus

With loan payment protection, you can rest easy knowing that you and your family are covered, no matter what life throws your way.

Disclosures
1

Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid February 1, 2026 to February 28, 2026. Employees are not eligible for auto pay rate discount.