Swap the surge for savings
Get behind the wheel with auto loan rates as low as 4.04% APR1 with auto pay.2
Put rideshare in the rearview
With your own car, you’re always a priority pickup. Get where you need to go (and when) with auto loan rates as low as 4.04% APR1 with auto pay2.
- Flexible terms that let you pay off your loan quickly, or spread out your payments—giving you more cash on hand
- Up to 125% financing1, so you can finance the taxes, fees, or other extra costs of buying a car
- Loan protection options, giving you peace of mind that your vehicle is covered no matter what life throws your way
Ready to hit the road? Apply online or stop by a branch to get started.
Protect your savings (and your credit score)
Member Protection Plus
With loan payment protection, you can rest easy knowing that you and your family are covered, no matter what life throws your way.
Mechanical Repair Coverage
Conquer car chaos with our extended warranty insurance. You’re covered for everything from a bad breakdown to losing your keys.
Guaranteed Asset Protection (GAP) Plus
Don’t let a car accident wreck your finances. With GAP Plus with Deductible Assistance, you can still pay off your auto loan, even if your car is damaged or totaled.
APR = Annual Percentage Rate. Rates effective as of March 1, 2026. Promotional period begins March 1, 2026 and ends March 31, 2026. Advertised “as low as” APR assumes excellent borrower credit history. Your APR and loan terms may vary based on several factors including creditworthiness, age of the vehicle, or length of the loan term. Your actual APR may be higher than the stated rate. Ask a loan officer for details on how your rate is determined. Payment example: A 2026 auto financed for 36 months @ 4.04% APR would have a monthly payment of approximately $29.54 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Loans are subject to credit approval. Additional terms, conditions, and limitations may apply.
Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid through December 31, 2026. Employees are not eligible for auto pay rate discount.
