Lock in a low rate
We’re dropping auto loan rates—but only for a limited time.
The open road is calling
And so are low rates during our auto loan flash sale, now through April 22, 2026. Lock in a special rate on a new or used vehicle, plus enjoy up to 125% financing,1 digital or in-branch closing process, and no application fee.
- Rates as low as 3.74% APR1 with auto pay2
- No payments for 60 days3
Get road-trip ready with a new ride—apply online or stop by a branch.
Don't worry, we've got your back
Guaranteed Asset Protection (GAP) Plus
Don’t let a car accident wreck your finances. With GAP Plus with Deductible Assistance, you can still pay off your auto loan, even if your car is damaged or totaled.
Member Protection Plus
With loan payment protection, you can rest easy knowing that you and your family are covered, no matter what life throws your way.
Mechanical Repair Coverage
Conquer car chaos with our extended warranty insurance. You’re covered for everything from a bad breakdown to losing your keys.
Advertised “as low as” Annual Percentage Rate (APR) assumes excellent borrower credit history and includes 0.25% auto pay discount. Your loan terms and APR may vary on several factors including your creditworthiness. Your APR may be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Promotional period begins April 15, 2026 and ends April 22, 2026. Payment example: A 2025 auto with < 90% LTV financed for 48 months at 4.29% APR would have a payment of approximately $22.71 per $1,000 borrowed. Advertised rate and payment example include a 0.25% auto pay rate discount. Member must establish auto pay on their auto loan from a Georgia’s Own checking account to qualify for rate discount. Loans are subject to credit approval. Promotional offer cannot be used to refinance an existing Georgia’s Own Credit Union auto loan and cannot be combined with any other offer.
Member must establish auto pay on their direct vehicle loan from a Georgia’s Own checking account to qualify for rate discount. Cannot be combined with any other offer. Offer valid through December 31, 2026. Employees are not eligible for auto pay rate discount.
Payment deferment will occur in the first 60 days on new and used auto loans. Interest will accrue over the 60 days.
