Emergency Relief Loan
With the federal government being shut down, eligible Georgia’s Own members can receive relief.1
Are you a government employee?
At Georgia’s Own, we believe in helping our members during periods of financial difficulty. If your pay is impacted by the current government shutdown, we’re here to help ease the burden.
As a member of Georgia’s Own Credit Union, you may be eligible for a loan with a 0.00% introductory APR1 and no payments for 90 days. Federal government employees and active-duty service members with direct deposits into a Georgia’s Own account are eligible to apply.2
Features of the emergency loan include:
- 0.00% APR for 90 days, then standard rates apply1
- No payments required for 90 days
- Up to $10,000, dependent on total direct deposit amount for September2
Apply online or stop by one of our branches. If applying online, please choose “Personal / Lifestyle Loan” and select purpose code “Government Shutdown Relief”.
Looking for other types of assistance? If you have an existing loan with Georgia’s Own, please contact us at 800.533.2062, option 2, to discuss other options.
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1APR = Annual Percentage Rate. Offer valid October 14, 2025, up to and until 15 days following the end of the most recent US government furlough. 0.00% APR for 90 days. After 90 days the rate will revert to our current fixed rate as low as 8.49% APR. As low as APR assumes excellent borrower creditworthiness. Your APR and loan terms may vary based on several factors including creditworthiness. Your actual APR may be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. All loans are subject to Credit Union approval. Additional terms, conditions, and limitations may apply. Offer may be withdrawn at any time and without notice.
2To be eligible for the Emergency Relief Loan, you must be a member in good standing with the Credit Union who is a federal government employee or military service member whose direct deposit with Georgia’s Own will be impacted by the government shutdown. Loan amount eligibility is based on the aggregate direct deposit amount received for September 2025 (impacted by the government shutdown) to a Georgia’s Own account up to a maximum loan amount of $10,000.00. Loans will only be available and disbursed if, in connection with the government shutdown, the government fails to pay eligible members. One relief loan per qualified member.
