Earn a $275 welcome bonus¹

Offer valid August 1, 2026 through September 30, 2026. You will have the opportunity to earn a $275 bonus when you open a new Perks+ Checking account and complete the qualifying requirements for two consecutive monthly statement cycles beginning the first statement cycle following account opening. To qualify, you must complete the following requirements: 1) Open a new Perks+ Checking account with promotion code BONUS275 by September 30, 2026; 2) Enroll in online banking; 3) Complete fifteen (15) qualifying debit card purchases during each statement cycle. A qualifying debit card purchase is a purchase of $5.00 or greater and does not include ATM withdrawals; AND 4) Establish and receive qualifying direct deposit(s) totaling $1,500 or more per monthly statement cycle. Your qualifying direct deposit must be established within 30 days from account opening. Qualifying direct deposits are regular, periodic automated clearing house (ACH) credits, which may include payroll, salary, pension, or government payments (such as Social Security). Deposits that DO NOT QUALIFY include peer-to-peer networks such as PayPal, Zelle®, Venmo, or other peer-to-peer payment services. Transfers from another Georgia’s Own deposit accounts also do not qualify. Your account must remain open and in good standing from account opening through the duration of the promotional period. After you have completed all the above Perks+ Checking bonus qualifying requirements, we’ll deposit the bonus in your new account within 120 days of promotion enrollment. This offer cannot be used in combination with any other checking offer. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer is not available to existing Georgia’s Own checking account holders or those whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years. Account terms are effective as of August 1, 2026. The Annual Percentage Yields (APY) for Georgia’s Own Perks+ Checking are: 0.01% APY for balances less than $1,500.00; 0.02% APY for balances $1,500.00–$2,499.99; 0.03% APY for balances of $2,500.00 or more. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly service charge of $6.95.

Benefits are available to Perks+ Checking primary and joint account owner(s), subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner, or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Eligibility and availability may vary and are subject to verification and program limits. See the Benefits Reference Guide for more details.

Available for the primary accountholder, their spouse/domestic partner, and up to six (6) dependent children age two and older. This is not insurance. Registration/activation required.

Requires additional registration/activation.

Access to a credit report through this benefit is separate from the free annual credit report available under federal law through annualcreditreport.com.

Special Program Notes: The descriptions on this page are summaries only and do not include all terms, conditions, and exclusions of the benefits described. Please refer to the Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the insurance document. Insurance products are not insured by the NCUA or any federal government agency, not a deposit of or guaranteed by the credit union or any credit union affiliate.

INSURANCE PRODUCTS ARE NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.