Double up and cash in with a $750 bonus¹

¹Offer valid November 1, 2025 through December 31, 2025. Offer is comprised of three (3) separate bonus opportunities worth up to $750: $300 All Access Checking Bonus, $200 Primary Savings Bonus, and $250 Extra Bonus. All Access Checking Bonus offer is not available to existing Georgia’s Own Credit Union checking members. Primary Savings bonus offer is not available to existing Georgia’s Own Credit Union savings members. The Extra Bonus offer is not available to members whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years. Business and employee accounts are excluded. You can receive only one (1) new checking and one (1) new savings account opening related bonus every two (2) years from the last promotion enrollment date and only one (1) bonus per account. WELCOMEFALL promotion code is good for one-time use. This offer may be withdrawn without notice. To receive the $300 All Access Checking Bonus: 1) Open a new All Access Checking account, which is subject to approval; 2) enroll in online banking; 3) complete 10 debit card transactions within each of two (2) statement cycles after account opening; AND 4) have a direct deposit of at least $2,500 for two (2) consecutive statement cycles made into the new checking account. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person-to-Person payments are not considered a direct deposit. After you have completed all the above All Access Checking Bonus requirements, we’ll deposit the bonus in your new account within 120 days of promotion enrollment. To receive the $200 Primary Savings Bonus: 1) Open a new Georgia’s Own Primary Savings account, which is subject to approval; 2) deposit a total of $15,000 or more in new money into the new savings account within 30 days of promotion enrollment. The new money cannot be funds held by you at Georgia’s Own Credit Union; AND 3) Maintain at least a $15,000 balance in the new savings account for 90 days. After you have completed all the above Primary Savings Bonus requirements, we’ll deposit the bonus in your new account within 120 days of promotion enrollment. To receive the $250 Extra Bonus: You must open the checking and savings account at the same time and complete all requirements above for BOTH the All Access Checking Bonus and Primary Savings Bonus. After you have completed the All Access Checking and Primary Savings Bonus requirements, we will deposit the remaining bonus due in your new account within 150 days of promotion enrollment. To receive any of the above bonuses, the enrolled account(s) must be open and in good standing at the time of bonus payout. Eligibility may be limited based on account ownership. Account terms are effective as of November 1, 2025. The Annual Percentage Yield (APY) for Georgia’s Own All Access Checking is 0.01% APY for all balances. Rates are variable and subject to change at any time. Fees may reduce earnings. The minimum opening balance for Georgia’s Own Primary Savings is $5.00. APYs by tier: $5.01 to $49,999.99 – 0.10% APY, $50,000 to $99,999.99 – 0.15% APY, $100,000 or greater – 0.20% APY. Rates are subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law.

²Enroll in eStatements and avoid the $5 per Mailed Statement Fee.

³Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.

⁴Overdraft Protection Transfer is an optional service that allows you to link your primary savings, overdraft line of credit, or related savings account(s) to your checking account. With this option, we simply transfer the overage amount from the indicated Georgia’s Own account to cover any overdraft(s). You get peace of mind knowing that your transaction is covered and a much smaller fee is incurred than what a returned transaction would cost. Read full Overdraft Services Disclosure.