Checking

A $90 win for your wallet1,2

Clock in and cash out with a new account bonus when you switch to Georgia’s Own.1,2

Open an account

From tipoff to payoff

You bring the hustle and we’ll bring easy money moves, early paydays3, and everywhere banking with 24/7 online, phone, and mobile access, plus our expanded network of 5,000+ shared branches and 30,000+ ATMs.

Employees who make the switch to Georgia’s Own by December 31, 2026 could earn a $90 cash bonus.1,2

Here’s how to get the bonus:

  • Open a new All Access Checking AND primary savings account online at the same time and use promo code HAWKS90 on the account funding page (the promo code is required to activate your bonus!)
  • Register for online banking
  • Deposit $90 or more in new money into the primary savings account within 30 days
  • Have $540 or more in qualifying direct deposits into the All Access Checking account per statement cycle for the first two consecutive statement cycles
Open an account
Disclosures
1

Offer valid March 1, 2026 through December 31, 2026. HAWKS90 promotion code is good for one-time use. This offer may be withdrawn without notice. To receive the $90 bonus: 1) Open a new Georgia’s Own Primary Savings account, which is subject to approval; 2) Deposit a total of $90 or more in new money into the new savings account within 30 days of promotion enrollment. The new money cannot be funds held by you at Georgia’s Own Credit Union; 3) Maintain at least a $90 balance in the new savings account for 90 days; 4) Open a new Georgia’s Own All Access Checking account, which is subject to approval; 5) Enroll in online banking; AND 6) Have a direct deposit of at least $540 for two (2) consecutive statement cycles following account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (such as Social Security) from your employer or the government. Person-to-person payments are not considered a direct deposit. After you have completed all the above requirements, we’ll deposit the bonus in your new Georgia’s Own savings account within 120 days of promotion enrollment. To receive the above bonus, the enrolled account(s) must be open and in good standing at the time of bonus payout. Offer is not available to existing Georgia’s Own Credit Union members, members whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years. Business and employee accounts are excluded. You can receive only one new checking and one new savings account opening related bonus every two years from the last promotion enrollment date and only one bonus per account. Offer cannot be combined with the Hawks $750 Welcome Bonus offer.

2

Account terms are effective as of April 1, 2026. The Annual Percentage Yield (APY) for All Access Checking is 0.01% APY for all balances. Rates are variable and subject to change at any time. Fees may reduce earnings. The minimum opening balance for Primary Savings is $5.00. APYs by tier: $5.01 to $49,999.99 – 0.10% APY, $50,000 to $99,999.99 – 0.15% APY, $100,000 or greater – 0.20% APY. Rates are variable and subject to change at any time. Fees may reduce earnings. Bonuses are considered income for tax purposes and will be reported to the IRS as required by law.

3

Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two (2) days earlier than the scheduled payment date. Click here for FAQs.