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We offer free financial education to help you make smart choices with your money.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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If money is a little tight before your next payday, a Cash N.O.W. loan from Georgia’s Own can get you the cash you need to pay for smaller expenses. Advance amounts range from $200 to $500, and it’s easy to qualify so you can get your money fast—all you need is a Georgia’s Own savings account, a direct deposit history of at least 90 days, proof of income, and you must be a member in good standing. Our flat rate of 17.99% APR* and flexible terms make repaying your loan simple, straightforward, and much more affordable than predatory payday loan companies.
*Annual Percentage Rate (APR) is 17.99%. Repayment terms are 90 or 120 days based on loan amount. Payment frequency and amount varies based loan amount. To qualify, members must have a Georgia’s Own savings account, minimum of 90 days direct deposit history, proof of income, and accounts must be in good standing. Please ask a loan officer for details.
**Insurance and warranty products are not products of Georgia’s Own Credit Union. Insurance and warranty products are not deposits, they are not federally insured, and may be subject to risk. They are not an obligation of or guaranteed by Georgia’s Own Credit Union.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed