Georgia's Own will be closed on Monday, January 18th in observance of Martin Luther King, Jr. Day.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
You want perks? We’ve got them. Enjoy everything that our All Access Checking has to offer and much more with our Perks+ Checking – all for only $5.95 per month! The incredible savings alone can quickly and easily cover the low cost.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and e-statements.
Our Best Checking Rate
Great interest on your checking balance.
Shop & Save Local
Local discounts and deals from national retailers – save on shopping, dining, and more.
Cell Phone Protection ¹ ²
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen when you use Perks+ Check to pay your cell bill.
ID Theft Aid ¹ ²
Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.
Roadside Assistance
Available 24/7 and free to use, up to $80 in service charges.
$10,000 Accidental Death Coverage ²
Peace of mind for the unexpected.
Pharmacy, Vision & Hearing Savings
Save on prescriptions, eye exams, frames, lenses, and hearing aids.
¹Cell phone protection and personal identity protection are subject to additional terms and conditions.
²Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
