Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
Georgia's Own will be closed on Monday, July 4th in observance of Independence Day.
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You want perks? We’ve got them. Enjoy everything that our All Access Checking has to offer and much more with our Perks+ Checking—all for only $5.95 per month! The incredible savings alone can quickly and easily cover the low cost.
Anywhere Banking Tools
Online banking, mobile banking, bill pay, debit card, and eStatements.
Get Paid Early1
When you receive direct deposit to your Perks+ Checking account, powered by Bazing, you can access your funds up to two days early1. You’ll get paid as soon as the money is available—which can be up to two days before traditional banks.
Our Best Checking Rate
Great interest on your checking balance.
Shop & Save Local
Local discounts and deals from national retailers—save on shopping, dining, and more.
Cell Phone Protection2, 3
Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen when you use Perks+ Check to pay your cell bill.
ID Theft Aid2, 3, 4
Roadside Assistance
Available 24/7 and free to use, up to $80 in service charges.
$10,000 Travel Accidental Death Coverage3
Peace of mind for the unexpected.
Buyer’s Protection and Extended Warranty2, 3
Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 90 days of purchase, when purchased using your Perks+ checking account.
Pharmacy, Vision & Hearing Savings
Save on prescriptions, eye exams, frames, lenses, and hearing aids.
1Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Click here for FAQs.
2Cell Phone Protection, Personal Identity Protection, and Buyer’s Protection and Extended Warranty are subject to additional terms and conditions.
3INSURANCE PRODUCTS ARE NOT A DEPOSIT, NOT FEDERALLY INSURED, NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
4Identity monitoring requires activation for monitoring to begin.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
If you are using Internet Explorer, some functions and applications on our site will not work properly. Please update your browser to Chrome, Edge or Safari.