Thank you for choosing Georgia’s own!
On average, our Mortgage Specialists have a minimum of twelve years of experience in helping members meet their mortgage needs.
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Brett Welborn
404.874.1166 ext 3725
Email Me | NMLS# 1579658
Joseph Kearney
404.874.1166 ext 2106
Email Me | NMLS# 96895
Katherine Kuring
404.874.1166 ext 7376
Email Me | NMLS# 126245
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed