There’s nothing like owning your own home. It’s a mile marker that kicks off a new chapter in your life that can be both exciting and stressful. Well, your friends at Georgia’s Own can help with some of the stressful parts – like your mortgage. As a member, you enjoy competitive mortgage rates with low closing costs and exceptional customer service. We offer fixed-rate mortgages for 10, 15, 20, and 30-year options, whatever fits your plans.

Just relax and let us put our 80 years of experience as a trustworthy, not-for-profit financial powerhouse to work for you. We understand, you don’t want any surprises, unless it involves your friends, family and a housewarming party.

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Mortgage Options

Home Buying Assistance Program

Our Home Buying Assistance Program is free to Georgia’s Own members. We’ll match you with a real estate agent with specialized experience who can help you find your dream home, and will give you 20% cash back on the agent’s commission. Plus, with your Homebuyer Privileges package, you’ll get unbeatable discounts on home products and services, giving you everything you’ve ever wanted in the home you deserve.

If you’re expecting to stay in your new home for the long haul and looking for payment stability throughout the life of the loan, Georgia’s Own offers fixed rate mortgages for 10, 15, 20, and 30-year options.

Open an account to get started, or check out our rates on mortgage options.

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What’s My Home Worth?

Looking to sell your home and wonder what it’s worth? Click here and fill out the form, then one of our mortgage representatives will reach out to you and help you obtain a FREE in depth analysis of what your home is worth.