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Visit our locations page for the most up-to-date branch hours.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
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Reach out to any of our mortgage officers below to get started with your new mortgage or refinance or for any questions!
This is our best available Annual Percentage Rate and is for estimation purposes only. Eligibility requirements and fees may apply.
Important Rate Information: This is not a quote. These rates are published weekdays near 10:00am EST. Interest rates fluctuate throughout the day and may be different at the time you apply and will likely differ based on your specific scenario. The information provided here is general and assumes only the following scenario: Purpose of the loan: Purchase a property. Property location: Atlanta, GA 30303 Property Type: Existing single family home Property Use: Primary residence Estimated property value: $200,000 Estimated down-payment: $40,000 Loan amount: $160,000 (80% Loan to Value) Credit Score: 750 Escrow (impound) account is required. Rate lock period is 45 days. Fees: $3,000 to estimate closing costs in order to approximate an APR. For a quote with specifics to your scenario please click on rates which contain a link to a quoting or application tool.
Your Estimated Monthly Payment:
APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.
Apply Now*Subject to credit and property approval. All VA rules, guidelines, and additional program requirements will apply. Ask a Mortgage Representative for details.
**These rates are estimates for purchase transactions only, not refinances. Actual rates may vary depending on your individual credit history and other qualifying factors. Rates, terms, and fees subject to change without notice. Subject to credit approval.
PRODUCT | RATE | APR |
---|---|---|
Conventional 30 Year Fixed | 2.750% | 2.894% |
Conventional 20 Year Fixed | 2.625% | 2.826% |
Conventional 15 Year Fixed | 2.125% | 2.388% |
Conventional 10 Year Fixed | 2.250% | 2.630% |
FHA 30 Year Fixed | 2.875% | 3.537% |
VA 30 Year Fixed | 2.875% | 2.875% |
On average, our Mortgage Specialists have a minimum of twelve years of experience in helping members meet their mortgage needs.
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Brett Welborn
404.874.1166 ext 3725
Email Me
Dan Iglesia
404.874.1166 ext 7161
Email Me
Jaimelle Harden
404.874.1166 ext 3759
Email Me
Katherine Kuring
404.874.1166 ext 7376
Email Me
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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