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Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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With low balance requirements and easy to access funds, Business Savings lets you earn interest on your balance while maintaining full access to your funds.
Our Business Money Market account rewards you with better rates as your balance grows. If you have the money, we’ll make sure it’s working hard for your business.
If you don’t need full access to your funds, our Certificates of Deposit are smart choices for stronger earnings than you’d get from a savings account.
To open a Business Savings, Money Market or CD Account, visit any of our branch locations. For more information about these products, give us a call at 800.533.2062.
Business Savings (Required for Membership) | Business Money Market | CDs | |
---|---|---|---|
Available Account Features | |||
Interest Bearing | ![]() | ![]() | ![]() |
Min. Opening Deposit | $5 | $100 | $500 |
Monthly Maintenance Fee | No Fee | $10 | No Fee |
How to avoid the monthly fee: Do just one of these things each statement cycle | N/A | Maintain a minimum daily collected balance of $2,500 or Maintain an average monthly collected balance of $10,000 | N/A |
Tiered Rates | ![]() | ![]() | ![]() |
Allowed Withdrawals | 6 withdrawals or transfers monthly | N/A | N/A |
Existing Checking Account Required? | N/A | N/A | N/A |
Business Debit Card | Access Available | N/A | N/A |
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed