Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
With our Business Account Comparison Tool, it makes it easier to decide which account is right for you. Just answer a few short questions to find out!
Lines of Credit, Term Loans, Equipment Loans, Vehicle Loans, SBA and USDA Loans.
Accept card payments at the Point-of-Sale, by Mobile Terminal or with Online Payments Processing.
We can assist with payroll needs regardless of how small or large your company may be.
Digitally scan your checks and make deposits from anywhere.
View transactions, transfer funds, pay bills, deposit checks, and more.
Choose the best option and make your money work for you!
Recommendations and estimates are based on information provided by you and are not intended to provide specific financial, investment or other advice. You should review all available options to determine which product best meets your financial needs. Recommendation does not represent an agreement. Terms and conditions of accounts are subject to change without notice. Other fees and charges may apply. Before opening an account, you should review and consider the account agreement, terms, and conditions provided at that time. Recommendation does not include combined average monthly collected balances from other Georgia’s Own business checking, savings or money market accounts.
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
Check out our Business Account Comparison Tool to find out which account is right for you.
Ideal for businesses with low to moderate transaction volume and those who maintain lower balances.
Learn More about Primary Business Checking
For established businesses with higher transaction volume.
Learn More about Preferred Business Checking
For non-profits, including Homeowner’s associations, Foundations, and social advocacy organizations.
Learn More about Not-for-Profit Business Checking
To open a Business Checking account, visit any of our branch locations. For more information about these products, give us a call at 800.533.2062.
Need to order more checks for your business? With our Preferred Business Checking account, you get an annual credit of $99 for check ordering. As a Primary Business Checking account holder, you’ll receive up to $52 discount on your first order. To ensure you receive the proper discount, please give us a call at 800.533.2062 or visit your local branch for help ordering checks! Click here to view examples of Deluxe Business Checks & Check Printing.
With our Business Account Comparison Tool, it makes it easier to decide which account is right for you. Just answer a few short questions to find out.
Available Account Features | Preferred Business Checking | Primary Business Checking | Not-for-Profit Business Checking (Non Profit Only) |
---|---|---|---|
Earns Interest | ![]() | No | No |
Free Monthly Transactions | Unlimited! | 250 items | 150 items |
First Order of Checks Free | ![]() | ![]() | No |
Free, Additional Checking Account | ![]() | No | No |
Monthly Maintenance Fee | $20 | $12 | $3 |
Transaction Overage Fees | None | $0.30 per item > 250 | $0.30 per item > 150 |
Free Cash Processing | Up to $10,000 | Up to $5,000 | Up to $2,000 |
How to avoid the monthly fee: Do just one of these things each statement cycle | Maintain a minimum daily collected balance of $2,500 or more or Maintain an average monthly collected balance of $5,000 or Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $1,000 or more or Maintain an average monthly collected balance of $3,000 or Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CD's | Maintain a minimum daily collected balance of $500 or more or Maintain an average monthly collected balance of $1,500 or Maintain a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CD's |
Ready to take control of your business? Get started today.
Mistakes happen. Whether it’s an accounting error or a temporary shortage of funds, our overdraft services1 are designed to provide a backup for those moments.
Transfer from your Business Savings account2: If your Business Checking account ever has insufficient funds to cover a transaction, we can take the funds from your Business Savings account to cover the shortage. The fee ($6) is much lower than what a returned check would cost.
Balance notifications: This handy feature lets you set up personalized notifications when your Business Checking account drops below a certain amount. This will give you the heads-up to hold off on further transactions until you can add funds.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed