Accidental Death and Dismemberment Insurance (AD&D)
You have safely logged out of online banking
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
AD&D insurance can be a valuable supplement to life insurance. It pays a cash benefit in the event of a covered injury or death due to an accident.
Your acceptance is guaranteed.
No medical or health questions are required. Coverage is guaranteed for members 18 and over.
You’re protected 24/7.
You’re covered at home, at work, or while traveling. It’s protection you and your family can count on.
It’s designed to fit your budget.
Along with your no-cost AD&D insurance, members may purchase additional coverage of $10,000 to $300,000* at rates designed to be affordable. At age 70, coverage (no cost and additional) is reduced by 50%.
To get your no-cost coverage and optional additional coverage, call 855.612.7910 or click here.
The value of your additional coverage automatically increases over a period of 10 years—at no added cost to you. Benefits may vary by state as described in the Certificate of Insurance.
Double accidental death benefits
If you die within one year of an accident as a result of traveling on a bus, train, or other form of public transportation as a ticketed passenger, your additional coverage benefit could double.
Family Plan option
The Family Plan protects your entire family. If you have a spouse and dependent children, it will cover your spouse at 50% of your coverage level, and your children at 20%. It also includes benefits for child care and college education, as well as a child savings fund benefit (may not be available in all states).
*The total amount of Accidental Death & Dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available.