For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
Thank you for choosing Georgia’s own!
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
The value of a dollar is best learned early. Healthy spending (and saving) habits along with one of our youth accounts can start paving a path to financial success for members in their teens and early 20s.
Whether it’s buying a car, paying for college or simply wanting to see your money grow, we’ll arm you with information and resources to help you accomplish your goals, including everything from checking and savings accounts to flexible savings certificates.
Now’s the perfect time to start building your credit. If you’re 18 or older, we can set you up with your first Visa® credit card, earning reward bonus points on every purchase.
Before you know it, you’ll be starting a business of your own or investing in other businesses. Whatever your dream, we’re here to help it flourish.
If you want to provide your child (up to age 13) with additional exposure to money knowledge you can enroll them in the Coindexter Club Program, the world’s largest children’s website devoted to promoting financial literacy. To begin your free membership, go to coindexter.com and create an account. Make sure you select Georgia’s Own Credit Union as your financial institution. A Coindexter Club account can be opened with a deposit of $5. Coindexter Club accounts earn the same dividend as primary savings, and the same excess withdrawal policy applies.
Once the account is opened, Coindexter Club members receive a:
• Welcome Letter
• Quarterly Newsletters
• Birthday Cards
When a new account first reaches $250, stop into any Georgia’s Own branch to pick up a free gift. Once the account reaches $500, members are eligible for a second gift.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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