Wire Transfer

Outgoing Wires

To transfer funds electronically to another financial institution or a recipient at another financial institution, call that institution or recipient for complete wiring instructions. Wiring instructions often differ from the account information at the bottom of a check, requiring additional information such as a complete address for the receiving institution and beneficiary.

We are unable to guarantee the length of time it will take for the recipient to receive and apply funds sent by wire transfer. Wire daily processing times are from 8:00am until 3:00pm ET each business day.
 

Outgoing Domestic Wire

You may originate a domestic wire in person at your nearest Georgia’s Own branch. Or you may choose to fill out the Outgoing Domestic Wire Transfer Request Form and call Member Services at 800.533.2062, option 4 to start the process. Click here for a completed example form.

All domestic wire requests received after daily processing times will be processed the next business day. Outgoing Domestic Wire Fee: $20.00
 

Outgoing International Wire

You may choose to complete the Outgoing International Wire Transfer Checklist in an effort to gather all necessary information to successfully originate an international wire at your nearest Georgia’s Own branch. Click here for an example filled checklist
 
Due to regulatory and disclosure requirements, international wire requests must be completed in person and cannot be accepted after the 3:00 p.m. daily processing time cutoff for the next business day. Outgoing International Wire Fee: $50.00. (Additional pass through fees may apply.)
 

Online Business Banking Wires

Online Business Wires allow you to access a secure channel to complete wire requests in Online Business Banking. The business must have a Georgia’s Own Credit Union business share account and business checking account open and in good standing. Only verified signers on the account(s) are authorized to establish Online Business Banking Wires. The service permits you to issue non-repetitive orders to transfer funds from Georgia’s Own accounts for outgoing domestic wires in amounts up to any daily or individual member limits, which we establish and change at our discretion from time to time. This service is not available for international wires. If you would like to learn more or apply for Online Business Banking Wires, click the “Request Contact’ button below. Please provide your contact information; select “ Online Banking Wire Service” and submit. Someone from our Treasury Management Solutions Team will contact you.
 
Request Contact