Wire Transfer

Outgoing Wires

To transfer funds electronically to another Financial Institution or a recipient at another Financial Institution, call that institution or recipient for complete wiring instructions. Wiring instructions often differ from the account information at the bottom of a check, requiring additional info such as a complete address for the receiving institution and beneficiary. We are unable to guarantee the length of time it will take for the recipient to receive and apply funds sent by wire transfer. Wire daily processing times are from 8:00 a.m. until 3:00 p.m. EST each business day.

Outgoing Domestic Wire Fee – $20.00
Outgoing International Wire Fee – $50.00¹

¹ Additional pass through fees may apply

Outgoing Domestic Wire

Fill out the Wire Transfer Request Form and take it to your nearest Georgia’s Own branch. Or call Member Services at (404) 874-1166 or (800) 533-2062 and press option 4 to start the process. All Domestic wire requests received after daily-processing times will be processed the next business day.

Outgoing International Wire

Fill out the Wire Transfer Request Form and take it to your nearest Georgia’s Own branch. Due to regulatory and disclosure requirements, international wire requests must be completed in person and cannot be accepted after the 3:00 p.m. daily processing time cutoff for the next business day.

Incoming Wires

To send a wire to a Georgia’s Own Credit Union account you will need to provide the following information:

Incoming Domestic Wire

Receiving Institutions Information:
Georgia’s Own Credit Union
ABA # 261071438

Beneficiary Information:
Account Holder First & Last Name or
Account Holder Business Name
Account Holder Address on File
Specific Account Number of Deposit

Incoming Domestic Wire Fee – $12.00
Incoming wires are posted 8:30 a.m. until 4:00 p.m. ET each business day.

Incoming International Wire

To receive incoming international wires, please have the sender use this form.

Incoming International Wire Fee – $50.00

Please Note: To ensure correct and timely delivery, it is necessary to utilize a valid and complete Georgia’s Own Credit Union account number for crediting of wire proceeds and include an accurate recipient name and address. Please refrain from using member number or member number and account trailer combinations as these entries are not valid account numbers. Failure to supply a complete and valid data entry may result in the delay or return of your incoming wire transaction.

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