Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
To transfer funds electronically to another financial institution or a recipient at another financial institution, call that institution or recipient for complete wiring instructions. Wiring instructions often differ from the account information at the bottom of a check, requiring additional information such as a complete address for the receiving institution and beneficiary.
We are unable to guarantee the length of time it will take for the recipient to receive and apply funds sent by wire transfer. Wire daily processing times are from 8:00am until 3:00pm ET each business day.
You may originate a domestic wire in person at your nearest Georgia’s Own branch. Or you may choose to fill out the Outgoing Domestic Wire Transfer Request Form and call Member Services at 800.533.2062, option 4 to start the process. Click here for a completed example form.
All domestic wire requests received after daily processing times will be processed the next business day. Outgoing Domestic Wire Fee: $20.00
You may choose to complete the Outgoing International Wire Transfer Checklist in an effort to gather all necessary information to successfully originate an international wire at your nearest Georgia’s Own branch. Click here for an example filled checklist.
Due to regulatory and disclosure requirements, consumer outgoing international wire requests must be completed in person and cannot be accepted after 3:00 p.m. Outgoing International Wire Fee: $50.00. (Additional pass through fees may apply.)
To send a wire to a Georgia’s Own Credit Union account you will need to provide the following information:
Receiving Institution’s Information:
Georgia’s Own Credit Union
ABA # 261071438
Beneficiary Information:
Incoming wires are posted 8:30am until 4:00pm ET each business day. Incoming Domestic Wire Fee: $15.00.
To receive incoming international wires, please have the sender use this form.
Incoming International Wire Fee: $50.00.
Please note: To ensure correct and timely delivery, it is necessary to utilize a valid and complete Georgia’s Own Credit Union account number for crediting of wire proceeds and include an accurate recipient name and address. Please refrain from using member number or member number and account trailer combinations as these entries are not valid account numbers. Failure to supply a complete and valid data entry may result in the delay or return of your incoming wire transaction.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed