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Ride On
A good auto loan can save you money and minimize hassles in your life. So when it comes to finding the right loan for your car- it has to be perfect. That’s why we offer so many options such as 100% financing options, terms up to 84 months and flexible payment options.
We’re ready to help you get behind the wheel or handlebars of whatever you want to drive, so when you’re ready to roll, check out our rates and apply for an auto loan today.
Auto Loans
- New and used auto loans
- 100% financing available
- Terms from 24-841 months
- Payments deferred up to 45 days
- Protect your car with mechanical repair coverage
First Time Auto Loans
An auto loan for individuals with limited credit history.
- Borrow up to $20,000 without a co-signer
- Terms up to 72 months and minimum 8% down payment1
Other terms and conditions apply.
Learn More About First Time Auto Loans
Boat, Motorcycle and RV Loans
- Boats, personal watercraft, motorcycles, non-motorized campers, pull campers and more
- Flexible terms
We offer auto loans with up to 100% financing available, with terms up to 84 months
This is our best available Annual Percentage Rate and is for estimation purposes only. Eligibility requirements and fees may apply.
All amounts estimates. Actual amounts and rates may vary depending on your individual situation. Estimates do not constitute a loan agreement or guaranteed rate. Visit georgiasown.org for details.
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Georgia's Own Carfinder can help you find the car of your dreams!
Find Your Perfect Car Georgia’s Own Carfinder
It’s a big decision, but it doesn’t have to be difficult. Our Carfinder service saves you time, money, and endless laps around the car lot. Have a trade-in? We’ll take it and even deliver your new car to your home. It’s that easy.
1 Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Payment example: A 2020 auto financed for 48 months @ 2.14% APR would have a payment of approximately $21.76 per $1,000 borrowed. For additional payment examples, please visit our loan calculator.
2 Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DPGAP-0813-5B06, CUNA Mutual Group 2014, All Rights Reserved.
3 Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
Guaranteed Asset Protection
As a benefit to you, we offer Guaranteed Asset Protection (GAP) on our auto loan. If your car is totaled or stolen and never recovered, we pay the difference between your remaining loan balance and what the insurance company will pay. The cost of GAP can be added to your auto loan, making it an inexpensive way to protect your vehicle. For more information, download our brochure.
Member Protection Plus
It’s not something anybody likes to talk about, but it’s smart to be prepared. Member Protection Plus2, will cancel or waive payments up to the contract maximums if a protected event such as loss of life, disability, involuntary unemployment or family leave occurs. Having that peace of mind is something to think about. Let us know if you have any questions.
Mechanical Repair Coverage (MRC)
When that rattle, squeal or bang coming from under the hood turns into a big repair bill, having MRC can come in handy. MRC pays the cost of covered repairs directly to the repair facility – no out-of-pocket expenses for you except any applicable deductible3.
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