For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
For information on the Economic Impact Payments (stimulus checks), please view our FAQs.
Visit our locations page for the most up-to-date branch hours.
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You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
A good auto loan can save you money and minimize hassles in your life. So when it comes to finding the right loan for your car- it has to be perfect. That’s why we offer so many options such as 100% financing options, terms up to 84 months and flexible payment options.
We’re ready to help you get behind the wheel or handlebars of whatever you want to drive, so when you’re ready to roll, check out our rates and apply for an auto loan today.
An auto loan for individuals with limited credit history.
Other terms and conditions apply.
Learn More About First Time Auto Loans
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All amounts estimates. Actual amounts and rates may vary depending on your individual situation. Estimates do not constitute a loan agreement or guaranteed rate. Visit georgiasown.org for details.
Your Estimated Monthly Payment:
APR = Annual Percentage Rate. For estimation purposes only. Eligibility requirements and fees may apply.
Apply NowIt’s a big decision, but it doesn’t have to be difficult. Our Carfinder service saves you time, money, and endless laps around the car lot. Have a trade-in? We’ll take it and even deliver your new car to your home. It’s that easy.
1 Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Payment example: A 2020 auto financed for 48 months @ 2.14% APR would have a payment of approximately $21.76 per $1,000 borrowed. For additional payment examples, please visit our loan calculator.
2 Payment protection products include debt protection products available through the credit union and MEMBER’S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DPGAP-0813-5B06, CUNA Mutual Group 2014, All Rights Reserved
Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
As a benefit to you, we offer Guaranteed Asset Protection (GAP) on our auto loan. If your car is totaled or stolen and never recovered, we pay the difference between your remaining loan balance and what the insurance company will pay. The cost of GAP can be added to your auto loan, making it an inexpensive way to protect your vehicle. For more information, download our brochure.
It’s not something anybody likes to talk about, but it’s smart to be prepared. Member Protection Plus2, will cancel or waive payments up to the contract maximums if a protected event such as loss of life, disability, involuntary unemployment or family leave occurs. Having that peace of mind is something to think about. Let us know if you have any questions.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is created and maintained by another organization. Georgia’s Own is not responsible for the content on the site you are about to visit. Georgia’s Own does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Georgia’s Own.
You are now leaving the Georgia’s Own Credit Union website. The site you are about to visit is operated by EverFi, Inc. Georgia’s Own has partnered with EverFi, Inc. to provide you with financial education tools. EverFi’s privacy and security policies may differ from those practiced by Georgia’s Own.
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