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Thank you for choosing Georgia’s own!
Go green and save green with a rate reduction of 0.5% on a hybrid or alternative fuel vehicles.2
Georgia’s Own Carfinder
It’s a big decision, but it doesn’t have to be difficult. Our Carfinder service saves you time, money, and endless laps around the car lot. Have a trade-in? We’ll take it and even deliver your new car to your home. And here’s the best part: We guarantee the lowest price on your new model vehicle. If it’s not, we’ll give you $300. Can’t beat that.
1 Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Payment example: A 2013 auto financed for 72 months @ 3.19% APR would have a payment of approximately $15.28 per $1,000 borrowed. For additional payment examples, please visit our loan calculator.
2 Restrictions apply. Offer may be withdrawn without notice. Subject to credit approval. Loan rate cannot fall below 1.85% APR. Please contact a Loan Officer for details.
3 Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
Products / Services Offered By Third Parties / Affiliates: Any financial, investment, warranty, credit insurance or other products or services (“products”) which are provided by third parties or any affiliates are not products of the Credit Union. If the purchase of same is facilitated by or through Credit Union financing; such is merely a convenience to the borrower(s) and in no way creates any contractual or other relationship between the borrower(s) and the Credit Union with regard to any such products. Any rights, obligations or claims with regard to such products shall be solely and exclusively by and between the party providing such products as may be set forth in any applicable contracts, agreements or otherwise, and the Credit Union shall have no obligations, responsibilities, duties, or liabilities whatsoever regarding same.
Guaranteed Asset Protection
As a benefit to you, we offer Guaranteed Asset Protection (GAP) on our vehicle loans. If your car is totaled or stolen and never recovered, we pay the difference between your remaining loan balance and what the insurance company will pay. The cost of GAP can be added to your loan, making it an inexpensive way to protect your vehicle. For more information, download our brochure.
Member Protection Plus
It’s not something anybody likes to talk about, but it’s smart to be prepared. As with all our loans, we offer Member Protection Plus3, which will cancel or waive payments up to the contract maximums if a protected event such as loss of life, disability, involuntary unemployment or family leave occurs. Having that peace of mind is something to think about. Let us know if you have any questions.