Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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College is an enormous investment of time, resources, and money—and federal funding doesn’t cover everything. If you’ve exhausted your options for scholarships, grants, and federal loans, a student loan from Georgia’s Own is a perfect choice. We offer private undergraduate and graduate student loans, refinancing, and more.
You shouldn’t have to sacrifice your education because of finances. With an undergraduate student loan from Georgia’s Own, you’ll get the funds you need and features you want, including low rates and a convenient line of credit structure—allowing you to secure financing for your entire college career.*
Furthering your education is a monumental decision—and you deserve a hassle-free loan solution so you can focus on what’s important: your classes! Our graduate student loans are the perfect option to fill in federal funding gaps, all while receiving a great deal from a not-for-profit lender you can trust, plus competitive rates.
It’s time to take control of your financial freedom. By refinancing and consolidating your private and federal student loans, you’ll have one monthly loan, one manageable payment, and excellent rates—and a quicker route to becoming debt-free.**
Share the benefits of borrowing with Georgia’s Own Credit Union!
*Subject to credit qualification and annual credit review. Must meet school’s Satisfactory Academic Progress (SAP) requirements. Approved schools subject to change without notification.
**By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed