Thank you for choosing Georgia’s own!
We’re not talking about music here. This is what we call a Certificate of Deposit, and it’s all about keeping your hard-earned money safe and secure until you need it.
This type of account lets you set aside money for a predetermined amount of time to ensure you earn a certain amount of interest. Bottom line: you can net thousands of dollars in additional income over the course of a decade or longer. You may be subject to a fee for withdrawing your money from your CD before it matures. Check out our rates or add a CD account today.
This bump rate certificate gives you the control to bump up your rate should a higher rate become available for that term. Available terms include 22 months for a one-time rate bump and 44 months for two rate bumps. You may call or come into a Georgia’s Own branch and have the interest rate raised to match the new, higher rate for the remainder of the term. Have the peace of mind that if rates go up you are not ‘locked in’.
Bump rate certificate options are not available on IRAs.
Earn interest on the cash you’re setting aside. The longer it stays in the account, the longer it collects interest. Click here to see how much you can earn through our Money Market accounts. The more you save, the more you earn!
Georgia's Own Money Market Advantages
*Money Market accounts require a minimum balance of $2,500 to earn dividends and are subject to a $10 monthly fee if the minimum is not met.