Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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We’re always told to expect the unexpected—but that doesn’t mean we can pay for it. When emergencies—like car repairs, insurance deductibles, broken appliances, etc.—pop up, a personal line of credit from Georgia’s Own provides quick, easy access to the money you need without draining your account. You can even link your line of credit to your checking account to use as overdraft protection. Plus, with low rates, a personal line of credit be an affordable way to pay for other personal expenses.
Apply for a Personal Line of Credit
Georgia’s Own has some of the best rates around. Check out our current rates for our personal line of credit below.
APR* |
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11.50%* |
*Your Annual Percentage Rate (APR) and Daily Periodic Rate may vary according to your creditworthiness. Maximum APR is 17.50%. Please ask a loan officer for details on how your rate is determined. Subject to credit approval. Minimum monthly payment after each advance is 3% of outstanding balance or $25 minimum.
**Insurance and warranty products are not products of Georgia’s Own Credit Union. Insurance and warranty products are not deposits, they are not federally insured, and may be subject to risk. They are not an obligation of or guaranteed by Georgia’s Own Credit Union.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed