Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Please do not click on suspicious links from texts that appear to be from Georgia’s Own and be vigilant about providing information when receiving calls.
Routing Number: 261071438
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Pick your path to financial stability with an IRA from Georgia’s Own. There are different types of IRAs, each with their own benefits. Take a look and see which one fits you best. Of course, if you have any questions, we’re always here to help. Knowing the ins and outs of IRAs is important before you start investing.
A Traditional IRA is available to anyone under 70½ who receives compensation or files a joint return with someone who receives compensation. Contributions may be tax-deductible, depending on your marital status, tax status and other factors.
A Roth IRA is different. Contributions are not tax-deductible. However, you are able to withdraw contributions tax-free at any time. In some cases, that applies to your earning as well.
A Coverdell ESA is an interest bearing account where you can make nondeductible contributions to save for a child’s education expenses. Withdrawals used for qualified education expenses are tax-free.
A SEP is a simplified employee pension plan ideal for small businesses and self-employed individuals. It allows employers to make contributions directly to a traditional IRA set up for each employee and is available for members under 70½ that received taxable earned compensation during the year.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed