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The Credit You Deserve
Convenience and accessibility come together with Georgia’s Own VISA® credit card options. Check them out.
Our premier credit card starts with 11.49-14.49% Annual APR¹ for balance transfers and cash advances, and gives you reward points for every dollar. Apply Now >>
The VISA Classic² credit card puts your needs at front and center, starting with an 13.49-18.49% APR. Apply Now >>
*Secured²³ option available.
Establishing your credit as a student is key to securing your financial future. The Georgia’s Own Student Visa is geared towards students while still offering low interest rates and bonus points on all your purchases. Apply Now >>
GSU Credit Card
The Georgia State University Credit Card is the only card that currently supports the Georgia State University Alumni Association. When you use your card, you’re not only showing your Panther pride, you are giving back to the Alumni Association. Apply Now >>
- + FREE discounts on popular brands
- + Simplify online payments with VISA Checkout
- + Can be used with Apple Pay, Samsung Pay, and Google Pay!
- + Enhanced fraud protection including 2-way text alerts
- + Zero fraud liability⁴
Other Great Benefits Include:
- +Emergency card replacement
- +Auto rental coverage
- +Personal identity theft protection up to $1,000²
- +Travel accident insurance up to $500,000²
- +Warranty manager²
1 Purchases, balance transfers and cash advances subject to the standard variable APR of 11.49-14.49% for Visa Platinum, 13.49-18.49% for Visa Classic, and 11.49-18.49% for Visa Classic Secured based on your creditworthiness and qualifications. Penalty APR is 19.49%. Rates valid as of 6/1/2018 and will vary with the market based on the Prime Rate. Fee for cash advance is 3% of advance amount. Fee for balance transfer is 3% of transfer amount or $10 whichever is greater. Fee for Foreign transactions 2.0% of each currency transaction in U.S. dollars. Subject to credit approval. Other limitations may apply.
2The following benefits are not applicable to the Georgia’s Own Visa Classic or Classic Secured credit card: Flex Rewards, personal identity theft, travel accident insurance, and warranty manager.
3 A secured card allows those with low credit or no credit to have a credit card that is ‘secured’ by money in a savings account.
4 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify Georgia’s Own immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact Georgia’s Own.
5 Georgia’s Own Credit Card points will expire 5-years from the date earned. Points, including any rollover points or points transferred from an existing Georgia’s Own Credit Card, will not expire before May 31, 2023.