Products & Services | Wire Transfer

Need to send money to friends, family or an account you have at a different financial institution? If a wire transfer isn't required, you can use one of our three new convenient options to send money electronicially.


Member-to-Member Transfer

A FREE option to send money between members at Georgia's Own. Need to pay back a friend for lunch? Login to online banking and send money directly to their Georgia's Own account!

Fee: FREE

Process Time: Immediate

Account-to-Account Transfer

An account-to-account transfer allows you to move money between your Georgia's Own accounts and your accounts at other financial institutions. (Georgia's Own checking account required)

Fee: $1 or $3

Process Time: 2-3 Days

Person-to-Person Transfer

Person-to-person payments allow you to send money to almost anyone, anywhere using only their email address or mobile number. (Georgia's Own checking account required)

Fee: $1

Process Time: 2-3 Days


Incoming Wires

For your convenience, Georgia's Own Credit Union offers the ability to send and accept funds electronically via a wire transfer.

If you would like to have funds transferred electronically to your Georgia's Own Credit Union account, funds should be sent to:

Catalyst Corporate Federal Credit Union
ABA # 311990511

To the Account of:
Georgia's Own Credit Union
Account # 261071438

For Further Credit To:
Member's Name
Member's Account Number

Incoming Domestic Wire Fee - $12.00
Incoming Foreign Wire Fee - $50.00
Incoming wires are posted 8:30 a.m. until 4:30 p.m. ET each business day.


Outgoing Wires

If you would like to have funds transferred electronically to another Financial Institution or a recipient at another Financial Institution, you will need to call that Institution or recipient for complete wiring instructions. Please remember that wiring instructions often differ from the account information at the bottom of a check and additional information for wires is required, such as a complete address for the receiving institution and beneficiary. We are unable to guarantee the length of time it will take for the recipient Institution to receive and apply funds sent by wire transfer. Wire daily processing times are from 8:00 a.m. until 3:00 p.m. EST each business day.

Outgoing Domestic Wire Fee - $12.00
Outgoing Foreign Wire Fee - $50.00

To process a domestic outgoing wire, print the Wire Transfer Request form and take it to your nearest Georgia's Own branch or call Member Services at (404) 874-1166 or (800) 533-2062 and press option 8 to start the process. All Domestic wire requests received after daily processing times will be processed the next business day.

To process an international outgoing wire, print the Wire Transfer Request form and take it to your nearest Georgia's Own branch. Due to regulatory and disclosure requirements, international wire requests must be completed in person and cannot be accepted after the 3:00 p.m. daily processing time cutoff for the next business day.