A Powerful Union

Made in Georgia

On November 1st, Vinings Bank will become part of Georgia’s Own Credit Union!

What does this mean for you?

As a valued Vinings Bank customer, the biggest thing you’ll notice on November 1st is the name change. Experienced employees will stay the same. Your existing accounts will also remain the same.

What you need to know

In 2023, we will begin our planned system conversion. That means that in addition to the current locations available to you, beginning in 2023, you will have access to the 34 additional Georgia’s Own locations throughout metro-Atlanta, Southwest Georgia, Southeast Georgia, Augusta, and Savannah, and over 110,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional products and services that Georgia’s Own offers. As with any system conversion, there will be some downtime. However, you will receive more detailed information closer to our conversion date.

Make for a Smooth Transition

To ensure you receive your new debit card and that the activation of your card goes smoothly, it is necessary that we have your correct address, email and phone number(s) on file. Please confirm that your contact information is up-to-date by calling 770.437.0004.

About Georgia's Own

Georgia’s Own shares our values and demonstrates our same level of commitment to members, employees, and the community. Celebrating 88 years of service to their members, Georgia’s Own has been the financial institution of choice for consumers across the state looking to make the most of their hard-earned money. Their mission of Banking On Purpose is a promise they put at the front and center of each business decision, empowering others through financial literacy, trusted advice, value-based solutions and returning earnings to their members and the communities they represent.

FAQs

Very simply, we want to bring members the best value from their credit union while ensuring we continue to grow. Joining Georgia’s Own will allow us to offer more robust products and services, better pricing, expanded digital service, more physical locations across the state, and increased operating efficiencies. Because both institutions share very similar values, this merger will allow us to have a greater impact on the community and ensure the same level of unmatched service to our members.
As a valued Vinings Bank customer, the biggest thing you’ll notice on November 1st is the name change. The experienced employees will remain the same, and the financial products you currently enjoy will stay the same through our planned system conversion in 2023.
Georgia’s Own is one of the oldest, largest and most trusted financial institutions in the state. They are headquartered out of Atlanta, feature 34 branch locations around the state, have robust mobile/digital channels, and like us, they do a tremendous amount of good in the community. In addition to business banking, Georgia’s Own offers a wide variety of low-cost, consumer products and services.
Georgia’s Own Credit Union is headquartered in Atlanta, Georgia. They hold a primarily community-based membership with over 236,700 members. Their assets are over $4 Billion and they operate thirty-six (36) branches in Greater Atlanta, Augusta, Savannah, Southwest Georgia and Southeast Georgia. Currently membership is open to anyone who lives, works, attends school, or worships in the Georgia counties of Appling, Atkinson, Baker, Bacon, Barrow, Bartow, Ben Hill, Bleckley, Brantley, Brooks, Calhoun, Camden, Carroll, Charlton, Chatham, Cherokee, Clarke, Clay, Clayton, Clinch, Cobb, Coffee, Colquitt, Columbia, Coweta, Crisp, Decatur, Dekalb, Dodge, Dougherty, Douglas, Early, Effingham, Fayette, Forsyth, Fulton, Glynn, Gwinnett, Hall, Henry, Jeff Davis, Laurens, Lee, Lowndes, McIntosh, Meriwether, Mitchell, Newton, Paulding, Pierce, Pulaski, Quitman, Randolph, Richmond, Rockdale, Spalding, Sumter, Stephens, Stewart, Telfair, Terrell, Thomas, Tift, Walton, Ware, Wayne, Webster, Wheeler, Wilcox, or Worth.
In 2023, we will begin our planned system conversions. That means that in addition to the current locations available to you now, after conversion, you will have access to the 34 additional Georgia’s Own locations throughout metro-Atlanta, Southwest Georgia, Southeast Georgia, Augusta, and Savannah, and over 110,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional consumer products and services that Georgia’s Own offers. As with any system conversion, there will be some downtime. You will receive more detailed information on that closer to our conversion date.
Immediately following our acquisition transaction with Georgia’s Own Credit Union, you will have access to your current branch location and ATM networking as you do currently. After our core systems have been combined (planned for early-to-mid 2023) you will be able to enjoy access at all Georgia’s Own Credit Union branch locations. In addition, you will be able to access your account at our CO-OP Shared Branches with over 5,600 locations coast to coast.
We do not have any plans to close the newly acquired branch locations at this time. We continually monitor the performance of each branch location and the needs of our membership. Our branches will grow to thirty-six (36), with twenty (20) in Greater Atlanta, one (1) in Augusta, Georgia, one (1) in Savannah, Georgia, six (6) in Southeast Georgia and eight (8) in Southwest Georgia
Yes, Georgia’s Own Credit Union is insured by the NCUA (National Credit Union Administration) through the NCUSIF (National Credit Union Share Insurance Fund). Your deposits will continue to be federally insured to the maximum amount available – currently to at least $250,000 per depositor, and backed by the full faith and credit of the United States Government. Please see a helpful comparison guide at the end of the document for reviewing differences between NCUA and FDIC insurance.
When our integration is complete, we will review all services provided to members, including service charges, to make sure that we provide consistent, low-cost access to the most innovative financial services you’re requesting.
Until our systems combine (planned for early-to-mid 2023), you will continue to access your online banking as you do now. After they’re combined, your account will be converted to Georgia’s Own’s online banking platform, which offers a host of robust and intuitive features to help you manage your money. You will be notified well in advance of any changes, new apps, and whether these changes include any new requirements in accessing your accounts.
Yes, you will continue to be able to use your current debit card following our acquisition. We will provide you with a new card when our operating systems are combined.
Yes, you will continue to be able to use your current credit card following our acquisition. At some point, we will introduce a new card to you, and we will make sure you’re made aware of all the many benefits of choosing the right card option.
Yes. Let’s verify your email, phone number, and mailing address. We want to ensure we have the most up to date contact information on file so we can ensure you stay up to date with these exciting changes ahead.
We are here to answer your questions! Please don’t hesitate to contact us at 770.437.0004 if you have any questions about this acquisition and what it means to you.

Information Center

We know that customers have many questions, and our goal is to provide you with all of the answers you need to make the transition to Georgia’s Own as seamless as possible. We will post all important information regarding the acquisition here. Please check back often!