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Routing Number: 261071438
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Georgia offers so many great places to boat year round from lakes such as Lake Lanier, Lake Oconee, Lake Blackshear and Lake Seminole to the coastal waters around Savannah and St. Simons just to name a few. Georgia’s Own offers great rates and flexible terms for your boat financing and lending needs.
Find a boat loan to meet your needs so you can start enjoying the water whenever you want. Check out our boat loan rates below and apply today!
Model Years 2013 or newer | Approx. Term (Mos.) | APR* |
---|---|---|
No minimum | 60* | 9.94%* |
$10,000 minimum | 96* | 9.94%* |
$15,000 minimum | 120* | 9.69%* |
$20,000 minimum | 144* | 9.44%* |
$30,000 - $99,999 | 180* | 9.18%* |
$100,000 - $149,000 | 180* | 9.44%* |
$150,000 - $300,000 | 180* | 9.19%* |
1All rates and terms quoted are subject to change. Your APR may differ based on your credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined. Payment example: A 2015 boat financed for 120 months @ 5.44% APR would have a payment of approximately $10.82 per $1,000 borrowed. For additional payment examples, please contact a Georgia’s Own Loan Officer.
A point is equal to one percent of the principal amount of your mortgage. For example, if you get a mortgage for $100,000, one point means you pay $1000 to the lender. These points are usually collected at closing and may be paid by the borrower or the home seller, or may be split between them.
A rate that reflects the actual annual cost of a loan and includes the loan interest rate, private mortgage insurance, points and some fees.
These sample rates are published weekdays at 10:00am EST.
The information provided is general and assumes only the following scenario:
5/5 ARM
30-Year Fixed
15-Year Fixed