A Powerful Union

Made in Georgia

On July 1st, United 1st Credit Union became part of Georgia’s Own Credit Union!

What does this mean for you?

As a valued United 1st Credit Union member, the biggest thing you’ll notice on July 1st is the name change. Experienced employees will stay the same. Your existing accounts with the Credit Union will also remain the same.

– Important Notice –

All United 1st branches will be closing at noon on Friday, September 30, 2022.

What you need to know

On Friday, September 30, 2022, all United 1st branches will close at noon as we will begin our planned system conversions. That means that in addition to the current locations available to you, beginning in October, you will have access to the 28 additional Georgia’s Own locations throughout Southwest Georgia, Augusta, Savannah, and metro Atlanta, and over 85,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional products and services that Georgia’s Own offers. As with any system conversion, there will be some downtime. However, you will receive more detailed information closer to our conversion date.

Make for a Smooth Transition

To ensure you receive your new debit card and that the activation of your card goes smoothly, it is necessary that we have your correct address, email and phone number(s) on file. Please confirm that your contact information is up-to-date by calling 1.800.944.0993.

Also, it is just as important that if you currently have a designated beneficiary on your account(s), please contact us now to ensure we have all criteria to successfully convert your beneficiary.

About Georgia's Own

Georgia’s Own shares our values and demonstrates our same level of commitment to members, employees, and the community. Celebrating 88 years of service to their members, Georgia’s Own has been the financial institution of choice for consumers across the state looking to make the most of their hard-earned money. Their mission of Banking On Purpose is a promise they put at the front and center of each business decision, empowering others through financial literacy, trusted advice, value-based solutions and returning earnings to their members and the communities they represent.

FAQs

Very simply, we want to bring members the best value from their credit union while ensuring we continue to grow. Joining Georgia’s Own will allow us to offer more robust products and services, better pricing, expanded digital service, more physical locations across the state, and increased operating efficiencies. Because both institutions share very similar values, this merger will allow us to have a greater impact on the community and ensure the same level of unmatched service to our members.
As a valued United 1st Credit Union member, the only thing you’ll notice on July 1st is the name change. The experienced employees will remain the same, and the financial products you currently enjoy will stay the same until October. Your accounts and services will also remain the same.
Georgia’s Own is one of the oldest, largest and most trusted financial institutions in the state. They are headquartered out of Atlanta, feature 28 branch locations around the state, have robust mobile/digital channels, and like us, they do a tremendous amount of good in the community.
On September 30th, we will begin our planned system conversions. That means that in addition to the current locations available to you now, beginning in October, you will have access to the 28 additional Georgia’s Own locations throughout Southwest Georgia, Augusta, Savannah, and metro Atlanta, and over 80,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional products and services that Georgia’s Own offers. As with any system conversion, there will be some downtime. However, you will receive more detailed information on that closer to our conversion date.
Not yet. United 1st Credit Union will still be using a different operating system than Georgia’s Own through September 30th.
We have no plans to close any United 1st Credit Union branches, though you will see us expanding hours of service at the branches and in our Call Center starting in October.
Your accounts will continue to be federally insured just as they are today through the National Credit Union Share Insurance Fund, which is backed by the full faith and credit of the U.S. Government and managed by the National Credit Union Administration (NCUA).
The credit union will continue to serve all of the individuals and companies we currently serve today. Additionally, it will also mean we can serve anyone in Georgia’s Own Credit Union’s field of membership.
You will still have the same products and services you have now. You may see some lower fees, and you’ll be able to take advantage of Georgia’s Own Credit Union's expanded product offerings.
For now, your online banking will remain the same as it is today. During the first weekend in October, we will convert your United 1st online banking to Georgia’s Own. You will be getting more detailed information regarding your online banking account prior to September 30th .
Yes. Any active cards you have will continue to work as they do today. New debit cards will be mailed to you automatically for use in October, along with more details as we get closer to that time.
Yes. Any active cards you have will continue to work as they do today. New Credit cards will be reissued at a later date. More details will be provided on this in a separate communication.
Yes. Let’s verify your email, phone and mailing address. We want to ensure we have the most up to date contact information on file so we can ensure you stay up to date with these exciting changes ahead. To ensure you receive your new debit card and that the activation of your card goes smoothly, it is necessary that we have your correct address, email and phone number(s) on file. Please confirm that your contact information is up-to-date by calling 1.888.484.8328.
We are here to answer your questions! Please don’t hesitate to contact us at 912.729.2800 if you have any questions about this merger and what it means to you.

Information Center

We know that members have many questions, and our goal is to provide you with all of the answers you need to make the transition to Georgia’s Own as seamless as possible. We will post all important information regarding the merger here. Please check back often!