A Powerful Union

Made in Georgia

Welcome to Georgia’s Own Credit Union!

– Important Notice –

We are happy to report that the system conversion is complete and Online Banking is available for login and/or registration. Please click here for Online Banking.
 
All branches will be open as normal on Monday, October 3rd.
 
Beginning on October 3rd at 9am ET, transactions must be completed with your Georgia’s Own debit card. Please call 800.992.3808 to activate your new Visa® debit card now.

What you need to know

 
On October 3, 2022, in addition to the current locations available to you, you will have access to the 28 additional Georgia’s Own locations throughout Southwest Georgia, Augusta, Savannah, and metro Atlanta, and over 110,000 surcharge-free ATMs. You’ll also be able to take advantage of the additional products and services that Georgia’s Own offers.

Please continue below for Important Account Information.

About Georgia's Own

Georgia’s Own shares our values and demonstrates our same level of commitment to members, employees, and the community. Celebrating 88 years of service to their members, Georgia’s Own has been the financial institution of choice for consumers across the state looking to make the most of their hard-earned money. Their mission of Banking On Purpose is a promise they put at the front and center of each business decision, empowering others through financial literacy, trusted advice, value-based solutions and returning earnings to their members and the communities they represent. Visit georgiasown.org to learn more.

Important Information

In most cases, you will continue to use the same username when logging into online banking. (If you need to change your username, you will have already received a separate communication.) The first-time logging into the new system, your temporary password will be your existing password. You will then be prompted to update your password.
Any scheduled or recurring transfers made to recipients outside of United 1st will need to be re-established upon login. Account alerts may also need to be re-established at this time. Please verify that your Bill Pay information, excluding eBills, has converted correctly.
• Pay your bills | Watch this video to learn how to access Bill Pay, add and edit billers, and schedule payments

• Transfer to your external accounts | Watch this video to learn how to schedule, edit, and delete one-time or recurring transfers from your Georgia’s Own account to your account(s) at other U.S.-based financial institutions

• Send money to friends or family | Watch this video to learn how to set up, edit, and delete one-time or recurring Pay A Person payments
Access to the Georgia’s Own mobile app is available for download from the App Store or Google Play
Beginning on October 3rd at 9am ET, transactions must be completed with your Georgia's Own debit card. Please call 800.992.3808 to activate your new debit card now.
Your new credit card will begin mailing October 10th and be available for use October 29th.
If you've never used a checkbook, your new account number will be your current United 1st account number and suffix combined (e.g., 12345-20 will become 1234520).
Do not change your routing number before October 3rd.
To access your account information by phone 24 hours a day, seven days a week, call 800.533.3817. You will need your Georgia’s Own member number to access TeleTalk. Your new account number will be your current United 1st account number and suffix combined (e.g., 12345-20 will become 1234520).
If you have an existing line of credit that has a due date other than the 15th or 20th, it will be changed. You will receive a letter with further details if this impacts your loan.
Please update the payment address to: Georgia’s Own Credit Union, PO Box 105205, Atlanta, GA 30348. For auto loans, please note the updated payment address, and contact your insurance agent/company and request a change in the loss payee to: Georgia’s Own Credit Union, Its Successor and/or Assigns, PO Box 105205, Atlanta, GA 30348.
This includes paying the required tax and insurance premiums to the appropriate parties in a timely manner. As of October 1st, the new mailing address for mortgage payments is: Georgia’s Own Credit Union, Dept 771502, Detroit, MI 48277-1502. Mortgage payments received October 1st through October 5th will be posted by October 6th.

You will receive two 1098 mortgage interest statement forms for 2022. One will be from your current mortgage servicer, United 1st Credit Union, for dates January 1st through September 30th. The second will come from your new servicer, Member First Mortgage, for dates October 1st through December 31st. You will receive more information on this in a separate mailing. Mortgage accounts will not be accessible in online banking until October 6th.

Information Center

We know that members have many questions, and our goal is to provide you with all of the answers you need to make the transition to Georgia’s Own as seamless as possible. We will post all important information regarding the merger here. Please check back often!