Products & Services | special services
Safe Deposit Boxes

Do you have something of value that's hidden away somewhere special? If you are storing your family heirlooms, special documents, or important certificates under your bed or in an old box, it's time you got a Safe Deposit Box. A Safe Deposit Box is a low cost way to safeguard your valuables. Our boxes come in a variety of sizes to fit your personal needs.


  • Low rental cost
  • Security of dual lock keys
  • Protection against fire, theft and flood
  • Privacy when accessing box
  • Joint rental ability
  • Accessibility to your valuables during normal business hours
  • Security to protect your personal valuables or business documents
  • Safe CD storage

Pricing is as follows:


Size Fees (per year)
3 x 5 x 22 $25
5 x 5 x 22 $35
3 x 10 x 22 $42
5 x 10 x 22 $63
10 x 10 x 22 $91

Safe Deposit Boxes can be found at the following branches:


• Alpharetta Branch • AT&T Midtown Center Branch
• Buford Branch • Campanile Branch
• Cumming–Vickery Village Branch • Douglasville Branch
• Grayson Branch • Lilburn Branch
• Lindbergh Branch • Marietta Branch
• Norcross Branch • Savannah Mall Boulevard Branch



Coindexter Club Program

• For the youngest Georgia's Own members ages birth to 13 years
• Designed to help parents teach their children the value of consistent savings
• If you wish to provide your child with additional exposure to money knowledge, you may wish to enroll them on Coindexter.com, the world's largest children's website devoted to promoting financial literacy. To begin your free Coindexter Club membership, go to coindexter.com and select create an account. Make sure that you select Georgia's Own Credit Union as your financial institution. Check it out at coindexter.com.

A Coindexter Club account can be opened with a deposit of $5. Coindexter Club accounts earn the same dividend as regular savings, and the same excess withdrawal policy applies.

Once the account is opened, Coindexter Club members receive a:

• Welcome Letter
• Quarterly Newsletters
• Birthday Cards

When a new account first reaches $250, stop into any Georgia's Own branch to pick up a free gift. Once the account reaches $500, members are eligible for a second gift.



i[x]ga Program

For teens and young adults ages 14-25, who are sponsored by a qualifying family member.

Program Features:

i[save] Savings Account


• account must be opened using i[x] member's Social Security Number and a $5 deposit
• earns same dividend as regular savings and same excess withdrawal policy applies

i[check] Checking

No Monthly Service Fee – saves you money
Free/Unlimited ATM Transactions* – quick and easy access to your money
80,000 Surcharge-Free ATMs – added convenience and value
No Direct Deposit/Minimum Balance Requirements – no hassle, no strings
Overdraft Privilege up to $800** – avoids expense and embarrassment of bounced checks
Free Web Bill Pay, Online Banking and eStatements – 24/7 convenience
Dividends Paid on Every Dollar – value and the opportunity to save more money
Easy Online Switch Kit – quick and easy transition

*Other fees may apply.
** Overdraft Privilege is available to members 18 and over who are in good standing with the Credit Union. We may approve certain transactions that overdraw your account. An overdraft fee of twenty-eight ($28.00) dollars may be charged for each transaction that overdraws your account.  The categories or types of transactions that may overdraw your account include payments, purchases and transfers.   Whether your overdrafts will be paid or not is in our sole discretion and we reserve the right not to pay the overdraft. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. We reserve the right to require you to repay your overdrafts immediately or on demand.


Read full Overdraft Privilege Disclosure here.




Golden Bell Program

If you are either retired or age 50 or older, this program is for you because it can save you money and time. And that's important. Join the Golden Bell Program and take advantage of these great benefits:

With a Golden Bell Checking Account

• No monthly service fees*
• No per check fees
• Free wallet checks (certain styles)*
• Free microfilm copies of your canceled checks (up to 5 per year)
• VISA Check Card (also doubles as ATM Card)
• Overdraft protection from your Georgia's Own Savings Account / Line of Credit Loan
• QuickStart Direct Deposit sign-up

*Applies to one Golden Bell Checking Account

Other Special Services

• Postage paid return envelopes for mailing deposits and loan payments
• Stop by any Georgia's Own Branch Office for:

          • Free Cashier's Checks
          • Free copy machine service
          • Free notary service

If you qualify, you can be part of the Golden Bell Program by meeting one of the following requirements:

• Open or convert an existing checking account to a Golden Bell Checking Account
• Participate in Direct Deposit of recurring income such as Social Security or Pension
• Deposit $1,000 in a new or existing Savings Account
• Open an IRA or Georgia's Own Certificate Account

To open any of the above accounts, go to applications and complete the necessary information.  

Online Banking Login

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If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.