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Financial security tips for the holidays
With the halls decked, candles lit, and presents under the tree, the holidays are a time of festive fun—and a little chaos—with family and friends. And while most people are celebrating this time of year, others are taking advantage of the craziness of the season Grinch-style. Make this a December to remember, and follow these
Read More >>Should you use your credit card for holiday shopping?
The holiday season is rapidly approaching—to get ahead of tight wallets due to rising inflation, holiday shopping is starting earlier than ever. Despite many people being cash-strapped, many retailers are still optimistic that customers will be ready to spend. When used responsibly, your credit card is the ultimate tool to reap the benefits of holiday shopping—below
Read More >>How deferred payments can help you through a financial crisis
Right now, many people have been unwillingly thrust into difficult financial situations. It leaves some wondering how they’ll continue making payments on their cars, credit cards, or other loans they may have. As a way to relieve some financial burden, you could apply to temporarily defer your payments. We’ve broken down the ins and outs
Read More >>Six ways to save on holiday travel
We try to fit a lot into our holiday budgets, and travel can account for a pretty big slice of the pie. But even if you’re just beginning to think about the costs of visiting loved ones this holiday season, it’s not too late to save. About half (49%) of American adults plan to spend
Read More >>Resource Center
Helpful Links and Resources Welcome to Georgia’s Own Resource Center. Here you will find many useful links and information to help you make smart financial decisions. ROUTING NUMBER: 261071438 Financial Forms Account Form Deposit Slip Direct Deposit Form Outgoing Domestic Wire Transfer Request Form Outgoing International Wire Transfer Checklist Overdraft Protection for One-Time Debit and
Read More >>Forbearance vs. deferment: what’s the difference?
When you’re in the midst of a financial crisis, it can seem nearly impossible to dig your way out—especially if you’re paying off loans. However, there are various alternatives to ease the strain on finances, like forbearance or deferred payments. Forbearance and deferment are terms often used interchangeably—but, there are differences between the two. We’ve
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