Products & Services | Other Services

Georgia's Own Credit Union offers the following services and discounts to our members:



GAP Insurance

Guaranteed Asset Protection (GAP) helps protect your vehicle against a possible financial loss.  New and used vehicles often depreciate rapidly and vehicle loans are typically getting longer in terms. There may be a point where you owe more than it’s worth. That’s where MEMBER’S CHOICE GAP can kick in. If your vehicle is stolen or totaled in an accident, GAP will help cancel the difference between the primary insurance settlement and what you may still owe.


By taking a few simple steps while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how.  You can cancel within 90 days for a full refund. If you have questions, simply contact Georgia’s Own.


Want more information? Click here to see the full brochure.



Extended Warranty

People are driving their cars longer now than ever before.  The downside of that is that as your vehicle ages the likelihood and cost of repairs likely increases.  With MEMBER’S CHOICE Mechanical Repair Coverage (MRC) you can help protect your investment and save money.  MEMBER’S CHOICE MRC offers three different tiers for you to choose from: Platinum, Gold and Silver.


Better yet, if you sell your vehicle privately, the coverage can be transferred – adding resale value and appeal.  You can cancel within 90 days for a full refund or a prorated refund thereafter less a nominal administrative fee. If you have questions, simply contact Georgia’s Own.


Click here to see the full MEMBER’S CHOICE MRC brochure.



Member Protection Plus Payment Protection*

If a protected life event happens to you (and you're a protected borrower or co-borrower on the loan), Member Protection Plus will cancel or waive your loan payment(s), up to the contract maximums — helping lessen your worries, and your family's worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life
  • Disability
  • Involuntary unemployment
  • Family leave



TruStage™ Auto & Homeowners Insurance Program

Exclusively for credit union members like you, the TruStage™ Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.


Get your free quote today or call 1-855-483-2149.


TruStage™ Auto and Home Insurance program is offered by TruStage™ Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


MAH-1112-7C9E


For credit union members only. Safeguard what matters most. You could save an average of $427.96 on car auto insurance. Find out more.



TruStage™ Accidental Death and Dismemberment Insurance

$1000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.


One of the nice benefits of credit union membership is a no-cost TruStage™ Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.


You can get $1000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.


Sign up for your no-cost or additional protection today.


TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


ADD-1112-225E


Accidents are the leading cause of death for those under 44. Claim your no cost AD&D coverage now. Members only.


TruStage™ Life Insurance

Exclusively for credit union members, we offer TruStage™ Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.


Learn about this important coverage or call 1-855-612-7909 for more information.


TruStage™ Life Insurance is offered by TruStage™ Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


LIFE-1112-C9B




* Your purchase of Member Protection Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement, for a full explanation of the terms of Member Protection Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DPGAP-0813-5B06, ? CUNA Mutual Group 2014, All Rights Reserved.


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