Products & Services | Other Services

Georgia's Own Credit Union offers the following services and discounts to our members:

GAP Insurance

Guaranteed Asset Protection (GAP)
helps protect your vehicle against a possible financial loss.  New and used vehicles often depreciate rapidly and vehicle loans are typically getting longer in terms. There may be a point where you owe more than it’s worth. That’s where MEMBER’S CHOICE GAP can kick in. If your vehicle is stolen or totaled in an accident, GAP will help cancel the difference between the primary insurance settlement and what you may still owe.

By taking a few simple steps while signing your loan paperwork, you’re helping take responsibility for your financial future. Your loan officer can show you how.  You can cancel within 90 days for a full refund. If you have questions, simply contact Georgia’s Own.

Want more information? Click here to see the full brochure.

Extended Warranty

People are driving their cars longer now than ever before.  The downside of that is that as your vehicle ages the likelihood and cost of repairs likely increases.  With MEMBER’S CHOICE Mechanical Repair Coverage (MRC) you can help protect your investment and save money.  MEMBER’S CHOICE MRC offers three different tiers for you to choose from: Platinum, Gold and Silver.

Better yet, if you sell your vehicle privately, the coverage can be transferred – adding resale value and appeal.  You can cancel within 90 days for a full refund or a prorated refund thereafter less a nominal administrative fee. If you have questions, simply contact Georgia’s Own.

Click here to see the full MEMBER’S CHOICE MRC brochure.

Credit Life and Disability Insurance

Be prepared for the unexpected with Credit Life and Credit Disability Insurance (CL&D). In the event of your death or disability, CL&D can help your family deal with the absence of your income.

CL&D helps conserve your family’s savings and allow them to use other insurance funds to meet day-to-day living expenses, preserving the standard of living you worked so hard to achieve.

MEMBERS® Auto & Homeowners Insurance Program

You trust Georgia's Own Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

Here are just some of the benefits available to you through your credit union membership:

  • Receive an exclusive credit union member discount of 10% on auto coverage and 5% on home coverage
  • A number of broad coverages that fit your needs, including protection for homes, automobiles, SUVs, trucks, vans, motorcycles, recreational vehicles, you name it.
  • 24-hour emergency roadside assistance anywhere in the U.S. and Canada.  We’ll arrange for this free emergency help any time.  And, if you have our Towing and Labor coverage, the cost of towing is covered, subject to your policy limit.
  • 24-hour-a-day claims service.  You can speak with a knowledgeable claims professional via a toll-free number at any time – even on holidays.

You could save hundreds on your insurance!  Click the banner below, call toll-free 1-800-779-7905 or locate an agent at the local Liberty Mutual sales office for a free, no-obligation quote. 

      MAH Credit Union Banner.

About MEMBERS Auto & Home Insurance Program

MEMBERS Auto Insurance chose to partner with Liberty Mutual for their history of excellence so that you’ll never have to sacrifice service to get savings:

  • Writing policies since 1912.
  • Ranked 71 on the Fortune 500 list of largest U.S. corporations based on 2009 revenue. 
  • Awarded an “A” (Excellent) rating by A.M. Best Company (an independent national organization that rates an insurer’s financial strength and performance).
  • Offering group auto coverage to more organizations than any other provider in North America.

The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.


MEMBERS® Life & Accident Insurance

Your membership at Georgia's Own Credit Union affords you many benefits. One of these benefits is the availability of Life Insurance and Accidental Death & Dismemberment (AD&D) Insurance. At Georgia's Own Credit Union, we believe in your financial security. That's why we've made available this important coverage to help protect your future. As a part of our family, you can get valuable protection at affordable rates.


Insurance is sold by CUNA Mutual Insurance Society. This insurance is not a deposit and is not federally insured or
guaranteed by your credit union.


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If you used our old online banking and have logged in within the previous 12 months, select 'Cancel' below and enter your Georgia's Own account number in the 'Enter your username' field. You will then be asked to provide your password from the old online banking on the next screen.

Click here for a step-by-step guide on your first login into the upgraded system.

If you did NOT use our old online banking or have not logged in within the previous 12 months, select 'Continue' below.